5 Ways to Build an Excellent Credit Score​

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Your credit score is your financial health report card! The higher it is, the more qualified you are for availing any credit instruments.

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Start early

Establish a healthy credit repayment cycle as early as you can. Avail of loans or credit cards in a prudent manner.

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Be on time, every time

Repay loan EMIs, credit card and utility bills on time. This prevents late fees and additional interest and helps boost your credit score.

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Don’t exceed your credit limit

Keep your credit utilisation ratio low through responsible spending and opting for multiple credit cards for different purposes.

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Good credit mix

Opt for secured and unsecured loans for a healthy credit mix. A good mix makes for a good score calculation.

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Review and rectify

Check your credit report regularly. In the case of any discrepancy, get it rectified to avoid your score from being hampered.

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Apply for Metra Trust Credit Cards and establish your credit history. Pay your dues on time and build your score, steadily.

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