Your Guide To Instant Loan On Credit Cards​

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Need instant funds? Thanks to your Credit Card, you can access easy loans and meet your needs. But there are a few things you should keep in mind. 

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Fees & interest

What is the interest rate offered? (Of course, the lower, the better!) Take note of the processing fee and consider it as an added expense.

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Repayment tenure options

Learn all about the repayment tenure offered. Longer tenure = Lower EMIs. This can help you pay off the loan easily and affordably!

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Foreclosure terms

Is prepayment allowed? If so, what are the charges involved? Prepayment is better since it allows you to get rid of the debt burden, faster.

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Loan amount

Usually, loans are available up to the unutilised credit limit. Higher the limit, higher the loan amount.

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With Metra Trust's lifetime-free Credit Cards, you can enjoy higher credit limits and get instant loans at lower interest rates, hassle-free!

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