Upgrading Your Credit Card? Here Is A Quick Checklist.

Do you qualify for a premium credit card with enhanced benefits? For the right card upgrade, keep these points in mind.

Spending habits

Choose a credit card that offers the most benefits in your preferred categories based on your spending habits.

Know the charges

Choosing a premium card often means paying higher joining and annual fees. Be aware of these costs before upgrading.

Negotiate a higher credit limit

If you're upgrading your lifestyle, try and negotiate a higher credit limit so that you can purchase big-ticket items easily.

Reward program

Ensure you know about the reward points offered by the card, their validity, and redemption. Look for accelerated rewards for more bang for your buck.

Know the privileges

Find out about complimentary memberships to elite clubs, lounge access at airports, concierge services and more.

Consider Metra Trust Credit Cards if you're looking for an upgrade. Enjoy exclusive offers, lifetime-free access, accelerated reward points, complimentary airport lounge access, and more.