Home Loan Top-up: All You Need To Know 

Sometimes, dreams need a little support!

A top-up on Home Loan is a convenient way to borrow an additional amount, without the hassle of paperwork. 

While the Home Loan top-up interest rate would depend on your profile and credit history, it is typically always lower than Personal or Gold Loans.

Once you have paid 12 instalments without missing one, you are qualified to borrow an additional top-up on your Home Loan.

Get tax deductions of up to ₹30,000 (under Section 80C & 24), if top-up amount is used for renovating or reconstructing a self-occupied home.

When should you take a Home Loan top-up? 

If you need access to instant cash, for home renovations, child’s studies, or if needed, even for a medical emergency.

While a Home Loan top-up can help you with instant disbursal, you can only borrow a limited sum on your Home Loan, with a tenure that depends on your bank. 

With the right support, you can make your dream home a reality. Get started with Metra Trust Home Loans today!