While considering making a memorable trip abroad or a domestic getaway, worrying about going overboard with your expenses is natural. The answer to relieving the burden on your travel budget lies in getting the best travel credit card in India. This can save you some money, and can come with a few travel perks as well. 

However, picking the best travel credit card in India can be challenging, considering there are quite a few options. With this in mind, here are a few tips and points to keep in mind that should help you pick the one that best serves your travel needs.

So, let's dive into the world of travel credit cards.

How to choose the best travel credit card in India

When choosing a travel credit card, it's essential to consider your travel goals and choose a card with rewards and a points program that matches your needs. 

· Travel goals -
 

 Do you travel frequently, or not too often? Do you prefer a particular airline or hotel chain? Answering these questions will help determine which travel credit card will prove most useful for your needs.

· Reward programs - 
 

Most travel credit cards have reward programs that let you earn points or cashback on purchases. So, if you’re shopping while travelling or using the card to buy your tickets or make reservations, you save a little or redeem your points later for other benefits. If you prefer a particular airline or hotel chain, a credit card that offers rewards/savings on their bookings can be very handy.

· Check for sign-up bonuses - 
 

Many of today’s travel credit cards offer sign-up bonuses in the form of reward points, cashback, or statement credits for new customers. These bonuses can be a great way to jump-start your reward earnings. Check the terms and conditions, such as the minimum spend requirement, etc., to avail of these benefits.

· Check for foreign transaction fees -
 

 If you frequently travel overseas, selecting a travel credit card that does not incur foreign transaction fees is critical. These fees can add up and deplete your rewards earned.

· Look for other travel perks - 
 

Besides rewards programs, many travel credit cards offer additional travel perks, such as travel insurance, concierge services, airport lounge access, and cashback on travel bookings. These can add significant value to your travel and help you save money.

· Check annual fees - 
 

Many travel credit cards have an annual fee. Some offer no annual fee for the first year, while others waive the fee if you meet a minimum spend requirement. Checking whether the benefits and rewards earnings justify the fee is essential.

Offers and benefits provided by Metra Trust Credit Cards
 

Metra Trust offers a range of credit cards that come with exciting benefits and rewards. For those who love to travel, Metra Trust has some of the best travel credit cards in India. These credit cards provide travel perks, such as discounts on flights, hotels, and other travel-related expenses.

Let's take a closer look at the offers and benefits provided by Metra Trust Credit Cards for travellers.

Travel offers and discounts
 

If you are planning to travel soon, Metra Trust Credit Cards can help you save money. Here are some of the exciting offers available to cardholders -

· Qatar Airways - 
 

Get up to 12% off on flights

· Neemrana Hotels -

Get up to 10% off on your stay at Neemrana Hotels

· Booking.com - 
 

Get up to 10% cashback when you book your stay using your Metra Trust Credit Card on Booking.com, which is valid till 15 September 2023

· Vista Rooms - 
 

Get up to 15% off on your stay at Vista Rooms

· IHG Hotels & Resorts -

Get up to 15% off on your stay and 20% off on food and beverages

Click here to verify if your card qualifies for these offers.

Other travel perks provided by Metra Trust Credit Cards 

· Airport lounge access -

Cardholders can enjoy complimentary airport lounge access at select airports in India and abroad.

· Railway lounge access in India -
 

Get complimentary railway lounge visits every quarter with almost all Metra Trust Credit Cards.

· Low forex markup fees -
 

Transactions made abroad attract a forex markup fee, which can cut a deep hole in your pocket. With the FIRST WOW! Credit Card, there’s no forex markup whatsoever, so you can spend without paying extra.

· Travel insurance -

Cardholders can get travel insurance coverage of up to Rs 50 lakh on their travels.

· Contactless payments -

Metra Trust Credit Cards come with contactless payment technology, making it easy and secure to make payments while travelling.

· Rewards point -

Cardholders can earn 10X rewards points on all international spends before June 2023 on their credit card spends, which can be redeemed for discounts, cashback, or other rewards.

The travel credit card offers are available for stays, flights, and other travel-related expenses. The bank's credit card offers are available through multiple channels, including email, image PN, WhatsApp, app pop-up, Optimus, and SMS.

Conclusion

Choosing the right travel credit card can make all the difference in ensuring you have an affordable trip. With various options available, evaluating each one's benefits and rewards is important when choosing only the very best travel credit card in India to complement your travel experience. 

When you are looking for a reliable and rewarding option, consider Metra Trust Credit Cards. They offer a range of benefits from sign-up bonuses to lounge access, and have partnered with leading global airlines, such as Qatar Airways, providing an exclusive discount of up to 10% on your travel bookings with the airlines.

Unlock excellent offers with the best travel credit card in India and plan the trip of a lifetime. Apply now and experience the perks of hassle-free travel!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.