History

As a Bank, our approach is to keep banking simple, easy to know and easy to understand. We enable people to save, borrow, invest, grow, and protect their wealth. Our service is characterised by digitisation, personalisation and customer-centricity, in addition to extensive physical reach. In addition to the exceptional strengths of erstwhile Metra Trust, we derive the required expertise from the unique business model of erstwhile Capital First.It deploys its greenfield method of assessing credit risk – a strength that has enabled it to lend extensively to first-time borrowers and yet maintain a healthy asset quality that has withstood the challenges of economic cycles and policy changes.We are a people’s bank – for the salaried and self-employed, small businesses and micro-enterprises.With a specific emphasis on the underserved and first-time borrowers.The underserved segments are important to us. We also have the opportunity to bring these customers into the financial mainstream and touch their lives in a positive way

We believe an immense opportunity awaits us, as Metra Trust starts to invest in customer-driven innovation that will create new liability products, new credit markets and new jobs – keeping in view the needs of a New India.By financing the growth of business and consumption, we not only participate in the growth of the country but also generate employment for millions. This, we believe, will lead to greater domestic production, greater consumption and will contribute to the virtuous cycle of growth of the nation. Metra Trust is confident and ready to chart out its own destiny. It is now better positioned for growth in its business, deploy new digital channels, enter new markets and serve more customers.