Have you been dreaming of an epic year-end getaway but worried about the cost? With the right travel credit card, you can jet set on a budget trip and unleash amazing adventures without breaking the bank. This season, make the most of your holidays by planning an unforgettable trip using a card that offers great travel perks.

Whether your sights are set on a European escape or a beachy Goan retreat, the right card can help you offset the cost.

Keep reading to discover how to make your budget travel dreams a reality without paying full price. Adventure awaits!

Put your plans on autopilot with a travel credit card
 

The FIRST WOW! Credit Card puts your budget-friendly travel plans on autopilot. A Fixed Deposit-backed credit card, it is designed to make your travel experience seamless while maximising your savings. Know how!

• Get rewarded: 
  
  

  Use your FIRST WOW! Credit Card for travel-related purchases like flights, hotels, meals, and shopping. You will earn 4X reward points on every Rs 150 spent, allowing you to rack up points to redeem for future travel quickly.

These points never expire, so you can save them for your next big-budget trip.

• Enjoy forex transactions at no extra cost: 
  
  

  When traveling internationally, forex markups can ruin your budget. But with FIRST WOW! Credit Card, all foreign currency transactions are free. No markup fees mean more money to spend on experiences-.

• Travel worry-free with insurance: 
  
  

  The FIRST WOW! Credit Card provides travel insurance of up to Rs 10 lakhs, covering trip cancellation, flight delays, lost baggage, and more. Furthermore, the 24X7 concierge and roadside assistance services offered ensure help is just a call away in case of emergencies during your travels.

• Interest-free cash: 
  
  

  Need extra cash for holiday shopping or activities? With the FIRST WOW! Credit Card, you can withdraw up to 100% of your fixed deposit amount at ATMs with no interest for up to 48 days. This interest-free period covers most year-end budget trips, allowing you to enjoy your holiday without fees.

• Earn interest on your deposit:
  
  

  The FIRST WOW! Credit Card offers the opportunity to earn up to 7.25% p.a. interest on the fixed deposit that backs this credit card. 

• Flight and hotel discounts:
  
  

  Get 10% instant discount up to Rs. 6000 on international flights. Furthermore, get 20% instant discount up to Rs. 4,800 on domestic hotels and 12% instant discount up to Rs. 1,200 on domestic flights. Click here to know more.

Budget-friendly destinations to consider this year-end
 

With the year ending, now is the right time to start planning an adventure to wrap up 2023. Here are some budget-friendly travel destinations to consider for your year-end getaway.

• Southeast Asia -
  
  

  This includes Thailand, Vietnam, Bali, etc., and offers an exotic escape at an affordable price point. This region has something for everyone, from breathtaking beaches and lush jungles to vibrant culture and cuisine. By using your FIRST WOW! Credit Card - you will earn 4X reward points on all your bookings and transactions, which you can redeem instantly to offset costs.

• New Zealand -
  
  

  The dramatic landscapes provide the ultimate backdrop for an end-year retreat into nature. Immerse yourself in outdoor bliss by hiking through volcanic terrain, stargazing in some of the world's darkest skies, and watching whales along the coast. Since FIRST WOW! Credit Cards charge no foreign transaction fees, and all your NZD purchases are converted at the day's actual forex rates, allowing your money to stretch further.

• Mexico -
  
  

  This place offers a vibrant mix of culture, cuisine, and natural beauty at budget-friendly prices. Lounge on the beaches of Tulum, explore the Mayan ruins and Chichen Itza, or wander the cobblestone streets of San Miguel de Allende. With FIRST WOW! Credit Card, you can earn maximum reward points on all your bookings, meals, and activities in Mexico, which you can redeem for cash back.

Top tips for booking flights, hotels, and activities on a budget
 

When booking your year-end getaway, the key is to look out for deals and hacks to save money. Here are some tips for getting the best flight, hotel, and activity rates using your FIRST WOW! Credit Card -

• Book flights in advance -
  
  

  Booking 4 to 6 weeks before your budget trip is usually the sweet spot for finding good flight deals. Set price alerts on flight-booking sites to notify you when fares drop for your selected dates. Pay for your tickets with your FIRST WOW! Credit Card to earn bonus reward points.

• Be flexible with your dates -
  
  

  Travelling midweek or a few days before or after major holidays can save you hundreds if you have time. Shift your trip a day or two; you may find lower fares. Extend your trip to a weekend for maximum value.

• Take advantage of loyalty programs -
  
  

  Sign up for airline, hotel, and rental car loyalty programs. Earn points and perks for future budget trips. 

Securing the FIRST WOW! Credit Card - Streamlined and effortless
 

Here's a step-by-step guide on how to begin the path to a budget travel adventure:

• Navigate to the FIRST WOW! Credit Card webpage
• Fill the form with all essential details in the designated fields and click 'Submit'
• Expect a prompt response from Metra Trust's team, who will contact you for further assistance

​​Jet set your way into the New Year without breaking the bank
 

So there you have it. With some travel planning and the right travel credit card in your wallet, you can make those year-end travel dreams a reality without breaking the bank. Stop making excuses and explore new destinations - your adventurous spirit will thank you.

The holidays will be here before you know it, so start researching deals and apply for one of the best travel credit cards - FIRST WOW! Credit Card - now. Your year-end escape awaits!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.