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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.
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ESG
Once you become familiar with it, there is little to decode in a credit card bill payment. However, a credit card first-timer or someone who has been paying credit card fees and bills without going through the details may find one or two jargon in a credit card statement new.
Here you will find all that you need to know to make credit card payments in an informed manner.
Personal details
Your personal details will be mentioned prominently on the top of your Metra Trust Bank credit card, including your name as mentioned on the card, address, and registered mobile number.
Important dates and amounts
Also mentioned on the top of the statement are the statement date, the payment due date to pay your credit card bill, the total amount due, the minimum amount due, the credit limit, and the available credit limit.
Statement summary
On every Metra Trust credit card statement, you can quickly look at your credit card account information. This information includes the balance at the beginning of the billing period, the purchases, other charges incurred during the billing period, the payments, and other credits.
Rewards summary
You will get the breakup of your rewards’ here - the opening balance, earned and redeemed during the month and the closing balance. Metra Trust offers up to 10x reward points in addition to the base rewards that can help you save a lot in the long run.
Transaction details
You can also look at all the transactions made during the month. You can find the date, time, and amounts of the credit card transactions, along with charges and deductions for the period, payments made, and cashback received.
You can cross-check the debits and credits mentioned here and raise a query with the credit card provider if you have concerns about any line item.
Others
Among other information, you will find mentions of offers available against the credit card, including co-branded products and partnered programs. Information on charges like annual and renewal fees, add-on card fee, late payment fees, forex fees and charges, rewards redemption charges, etc., are provided in the statement. Instructions on how to avail of credit card services, contact details, grace period, working days information, safety instructions, etc., are also mentioned.
How to pay
Whether you want to pay your credit bill as soon as you receive it or sometime later, you get complete information on paying your bills. Accepted Metra Trust credit card bill payment modes are through UPI, QR code, and NEFT. Information on all three is mentioned in the statement.
The contents of the credit card statement may vary from card to card; however, understanding a credit card statement is crucial for your financial knowledge and money management.
If you plan to save up to Rs 10,400 annually from multiple charges, go for the industry-best experience of Metra Trust credit cards.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.