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What is Loan Account Number(LAN)? How to Check Loan Account Number Online

Summary: Check out what is the unique series of numbers that your bank assigns to your loan account when your loan is approved & how to track the instalments you have paid.

17 Sep 2021 by Team FinFIRST

What is a loan account number and how to check it?

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A Loan Account Number (LAN) is a unique 14 or 15-digit identifier assigned to a borrower's loan account by the lender when a loan is disbursed. The LAN is displayed on the loan statement. If a borrower has multiple loans from the same lender, each loan will have its own unique LAN.

For example, if you have both a home loan and a personal loan from the same institution, each will have a different LAN. This number helps the lender keep track of and update each loan account regularly.

What is the loan account number?

A loan account number is a unique series of numbers that your bank assigns to your loan account when your loan is approved and the loan account is created.” Every loan account has a unique loan account number. If you have taken two or more loans from the same bank, all the loans will have different loan account numbers. Banks keep track of all the loans they have sanctioned using the loan account number, which is unique for every loan account.

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Why do you need to know your loan account number?

It is important to know and remember your loan account number to manage your loan, check your loan status, and pay EMIs. Whether you repay your loan through net banking, debit card, online wallets, or by visiting the bank’s branch, you must give your loan account number for the repayment.

Your loan account number is also helpful when you need any other help or service regarding your loan. Only after knowing the loan account number will the bank assist you with your queries. If you need to update any personal information for your loan account, you will require your loan account number to proceed with the changes. For instance, if you changed your contact number and wish to update it, you must present your loan account number.

How to find your loan account number?

There are several ways to check your loan account number. Here are some of them:

1. Check your loan statement

The loan statement that your bank issues after your loan is sanctioned will have all the details regarding your loan, including your loan account number. The statement will also have information regarding the EMIs you paid and the remaining balance amount.

2. Log in to your bank’s website or app

You can also check your loan account number by logging into your registered banking account on the customer login section of the bank’s website or mobile banking app.

3. Call on the bank’s toll-free customer care number

You can get information and help regarding your loan by calling the bank’s toll-free customer helpline number. If you have applied for a loan from Metra Trust, you can call on the bank’s loan helpline number 1860 500 9900, between 9:30 AM and 6.00 PM on all working days, except the 2nd and 4th Saturdays and bank holidays. You can call to know your loan account number or for any other query regarding your loan with Metra Trust.

4. Visit any branch of your bank

You can carry your PAN card and bank details to the branch from where you got the loan. Present the details to the bank’s officer. After verification, the officer will provide you with your loan account number.

A loan account number is a unique series of numbers that your bank assigns to your loan account when your loan is approved and the loan account is created.” Every loan account has a unique loan account number. If you have taken two or more loans from the same bank, all the loans will have different loan account numbers. Banks keep track of all the loans they have sanctioned using the loan account number, which is unique for every loan account.

The loan account number is an essential detail that you know. Using your loan account number, you can track your EMIs, check the amount you’ve paid, and make better financial decisions. Now that you know what is a loan account number and how important it is for your loan details, ensure you remember it.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

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