Meet Swati, an NRI (non-resident Indian). She is planning her trip back to India complete with a smile on her face and a nostalgic heart. This isn’t just a holiday; it’s homecoming. Swati is eager to reconnect with friends and relatives and explore the best places to visit in India as well.

However, along with the excitement comes the other important aspects of the trip — managing the travel expenses, for instance. This article is for all the NRIs  who want to plan a trip to the best places to visit in India while finding easy financial solutions to manage their expenses on the trip.

Also read - Discover Metra Trust NRI Banking Service under 3 minutes!

Managing finances while travelling in India
 

The city you grew up in is calling out to you. Or perhaps you yearn to witness the majestic peaks of the Himalayas in the north, explore the serene backwaters of Kerala in the south, check out the vibrant markets of Rajasthan in the west, or lose yourself in the lush tea plantations of Darjeeling in the east. Regardless of your desires, some of the best places to visit in India await your visit. It’s a chance to reconnect with your heritage, experience the vibrant culture, and create memories for a lifetime.

While exploring the best places to visit in India can be a delightful adventure, it also involves careful financial planning. Between work commitments and the ever-increasing travel expenses—flights, accommodations, and even everyday costs—NRIs often find themselves budgeting and saving diligently to make the most of their trip back home. Here’s where the challenge lies for NRIs: –

• Currency exchange rates
• Carrying cash
• Relying solely on debit cards with international transaction fees
• Unfamiliar payment systems
• Limited access to local banking options

Introducing FIRST WOW! Credit Card
 

Introducing the FIRST WOW! Credit Card, your perfect travel companion, and the ideal financial solution while exploring the best places to visit in India!

This unique card is a credit card facility offered by Metra Trust. Secured by a fixed deposit (FD), it provides a credit limit that matches your FD amount. This means no credit checks and a hassle-free application process, which is ideal for NRIs who want to save both time and money. All you need is an NRE Savings account with Metra Trust and a fixed deposit of at least ₹25,000. 

FIRST WOW! Credit Card and financial management during travel
 

The benefits of the card go beyond ease of access. Here’s how the FIRST WOW! Credit Card enables you to manage your travel finances smartly while indulging in your wanderlust across the best places to visit in India –

• Zero forex markup fees

Travelling across India? You no longer have to worry about hidden currency conversion charges. The FIRST WOW! Credit Card eliminates forex markup fees. Since there are no hidden fees, you get the most out of your money while minimising your credit card spending.

• Global acceptance and support

The card boasts VISA Infinite Premium benefits, including widespread acceptance across India and worldwide. You can use your card with confidence at millions of merchants, eliminating the need to carry large amounts of cash while discovering the best places to visit in India. Rewarding every step

You earn 4X reward points on every transaction on your card. You can redeem these points for exciting travel deals, discounts, and other attractive offers, making your trip even more rewarding. The best thing about these points? They never expire!

Use your FIRST WOW! Credit Card and rack up reward points that can be enjoyed while you live it up at the best places to visit in India.

Financial freedom on the road - Top tips for NRIs
 

While the FIRST WOW! Credit Card is a powerful tool, here are some additional tips to ensure your Indian adventure is both enriching and budget-friendly –

• Planning is key

Create a realistic budget that factors in accommodation, transportation, food, activities, and any unforeseen expenses. Research average costs for different destinations and activities around the best places to visit in India to set expectations.

• Embrace local experiences

Step off the beaten path and explore hidden gems. Local transportation, homestays, and street food often offer authentic experiences at a fraction of the cost of tourist hotspots.

• Embrace local transport

India boasts of an extensive and affordable public transport network. Trains, buses, and even rickshaws are a budget-friendly way to navigate the best places to visit in India.

• Consider seasons of travel

Consider travelling during India's shoulder seasons (between peak and off-season). This period often allows you to get better deals on flights and accommodations across the best places to visit in India, allowing you to stretch your budget further.

• Utilise technology

Download travel apps that help you compare prices, find budget-friendly accommodations, and navigate public transportation. 

Maximise your travel savings with the FIRST WOW! Credit Card
 

By combining your budgeting skills with the features of the FIRST WOW! Credit Card, you can turn your travel dreams into reality. Here’s how the card sweetens the deal –

• Exclusive offers

Enjoy special discounts and deals offered by partner brands across various travel categories, such as hotels and airlines. These partnerships can significantly reduce your travel expenses while touring the best places to visit in India.

• ‘Wow!’ benefits

The benefits don’t just end there. You also –

- Enjoy the benefits year after year with no annual fees

- Grow your travel fund or offset spending with a 7.5% p.a. interest rate on your FD

- 0% interest on ATM cash withdrawal for 48 days

- Minimise interest charges with rates starting at just 0.75% per month

• Convenience at your fingertips

The FIRST WOW! Credit Card integrates seamlessly with UPI, India’s popular digital payment platform. Make secure and instant payments at millions of merchants across the country while earning 4X reward points on all your UPI spends (plus other benefits!). These rewards stretch your travel budget even further.

As an NRI exploring the best places to visit in India, the FIRST WOW! Credit Card empowers you to turn your travel dreams into reality. With zero forex markup fees, global acceptance, reward programs, and seamless UPI integration, the card is your trusted financial companion. Apply now to unlock the advantages of this special credit card!

Step-by-step guide on how NRIs can use UPI payments with the FIRST WOW! Credit Card
 

Check out the following steps for a quick guide on using UPI payments with your FIRST WOW! Credit Card –

• Open your favourite UPI app (like Gpay, PhonePe, Paytm, or BHIM)
• Go to the “Account” section
• Select the “Metra Trust Credit Card” option
• Set your UPI PIN and start making secure and convenient transactions

Also read - NRIs visiting India this holiday season? Travelling tips to reduce expenses, save more, and bank smarter!

The takeaway
 

The FIRST WOW! Credit Card is more than just a credit card. It is an ideal financial solution designed for NRIs to explore the best places to visit in India. With secure transactions, rewarding benefits, and travel-friendly features, you can now manage your finances seamlessly while indulging in your wanderlust.

So, pack your bags, grab your FIRST WOW! Credit Card, and get ready to experience the unforgettable beauty of India!