Planning a wedding can be stressful, especially when it's your own. You've got to deal with all the usual chaos, plus figure out how to handle the money side of things. Thankfully, there are several financial tools available out there to help make that dream wedding a reality.

Studies show that most families end up spending 20-30% more than what they had originally intended to when they started planning their wedding. That’s why, it's wise to have a financial buffer to cover any unexpected expenses that might pop up. And that's where FIRSTmoney by Metra Trust can prove invaluable.

Unexpected expenses at weddings
 

While there are some steps you can take to nail your wedding budget, such as starting early, there’s always a possibility of going over and beyond what you planned for. Here are some common situations can blow your wedding budget -

• Sometimes you might end up with more or fewer people than you planned for, which can throw off your budget for food, accommodations, and other logistics.
• From DJs to makeup artists, there are a lot of folks involved in making your wedding day special. But some might bring extra people or charge for more time than you thought, bumping up your expenses.
• Even if you book services for a set time, things don't always go according to plan. You might have to pay extra for vendors who stick around longer than expected.
  
• If you have out-of-town guests who need a place to stay, you might end up covering some hotel rooms yourself, which can be easy to overlook.
• Room service bills can add up quickly when you're hosting guests in hotels, so keep an watch out for those expenses.
• It's customary to tip vendors, but those little extras can really add to your overall costs.
• Don't forget to budget for all the trips you'll be making, from airport pickups to runs to the store.
• Remember to include costs for pre-wedding celebrations like bachelor and bachelorette parties.
• Whether it's sweets or silver bars, giving wedding favors can be a big expense, especially if you have a lot of guests.
• There are often unexpected costs associated with ceremonies and traditions that can add up quickly.

Luckily for you, a credit line like FIRSTmoney can easily resolve all budget constraints related to planning your wedding, ensuring you have a stress-free wedding.

FIRSTmoney: A smart credit solution to overcome wedding budget blues
 

It's tough to know exactly when you'll need extra cash for your wedding. Just when you realise you need it, the urgency kicks in. Trying to scramble for funds at the last minute is never easy. That's why it's smart to have a backup plan in place, like keeping a credit line open ahead of time.

If you don't want to dip into your savings, opt for high-interest credit cards, or wait for a loan approval, FIRSTmoney could be the solution for you. Offered by Metra Trust, you can apply for it online in a snap and get approved instantly if your credit score is above 730. With FIRSTmoney, you have the freedom to withdraw as much as you need from the line of credit, pay interest on only what you have withdrawn, choose a repayment plan that works for you, and set your EMI date.

So, instead of stressing about money while planning your wedding, consider using FIRSTmoney. It offers competitive personal loan interest rates and low processing fees, helping you save some of your hard-earned cash for other important things.

How to apply for FIRSTmoney: Taking the financial stress out of wedding planning
 

If you’re looking for that extra financial support in your wedding planning, consider opting for FIRSTmoney. Here are the steps you need to follow to apply for this wedding or marriage loan:

• Visit the application page and scan the QR code with your smartphone
• Register with your mobile number
• Confirm basic details to check your eligibility
• Select your preferred loan details
• Link your bank account
• Complete the video KYC verification process

That’s it. No need for collateral or security. Once your documents are verified, the loan amount will be disbursed in your account.

The FIRSTmoney advantage

Getting ready for your big day and beginning your life together can be super thrilling. But let's be real, it can also be a bit overwhelming, especially when it comes to money. Picture this: having a trustworthy credit option right there when you need it most. That's where FIRSTmoney comes into play. All it takes is a few clicks to get the cash you require, and guess what? You only pay interest on what you actually use. Bonus: if your credit score is 730 or above, it's even smoother sailing. So, why stress about wedding costs when you can have the perfect financial backup exactly when you need it? Both Salaried and Self-Employed Individuals can apply.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.