-
Customer care hotline Call +44 7831 065557
Are you ready for an upgrade?
Login to the new experience with best features and services
Notifications
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.
-
Activate your Credit Card within minutes and enjoy unlimited benefits
Accounts
Deposits
Loans
- Metra Trust Loans
-
Personal Loan
-
Consumer Durable
Loan -
Home Loan
-
Education Loan
-
New Car Loan
-
Pre-owned Car Loan
-
Two Wheeler Loan
-
Pre-owned Two
Wheeler Loan -
Commercial Vehicle
Loan -
Gold Loan
-
Loan Against Property
-
Loan Against Securities
-
Personal Loan
EMI Calculator -
Education Loan
EMI Calculator -
Home Loan
EMI Calculator
Wealth & Insure
Payments
Cards
- Metra Trust Cards
-
Ashva :
Metal Credit Card -
Mayura :
Metal Credit Card -
FIRST Millennia
Credit Card -
FIRST Classic
Credit Card -
FIRST Select
Credit Card -
FIRST Wealth
Credit Card -
FIRST WOW!
Credit Card -
Forex Card
-
Deals
-
Debit Cards
-
Co-branded Cards
-
Credit Card
EMI Calculator -
FIRST Corporate
Credit Card -
FIRST Purchase
Credit Card -
FIRST Business
Credit Card
Premium Metal
0% Forex & Travel
Lifetime Free
- Max benefits, Free for life
-
FIRST Classic10X RewardsShoppingNever Expiring Rewards
-
FIRST Millennia10X RewardsShoppingNever Expiring Rewards
-
FIRST Select10X RewardsLifestyle1.99% Forex
-
FIRST Wealth10X RewardsLifestyle1.5% Forex
-
FIRST WOW!RewardsTravelZero Forex
-
LIC ClassicRewardsInsuranceShopping
-
LIC SelectRewardsInsuranceShopping
10X Rewards
- Reward Multipliers
-
AshvaLifestyleMetal₹2,999
-
MayuraLifestyleZero Forex₹5,999
-
FIRST ClassicNever Expiring RewardsShoppingLifetime Free
-
FIRST MillenniaNever Expiring RewardsShoppingLifetime Free
-
FIRST SelectNever Expiring RewardsLifestyleLifetime Free
-
FIRST WealthNever Expiring RewardsLifestyleLifetime Free
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Corporate Account
Cash Management Services
Corporate Lending
Treasury
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Offers
About Us
Investors
Careers
ESG
Finance
Maximize your savings account: Understanding withdrawal limits
Summary: Being aware of savings account withdrawal limits is key to manage your finances efficiently. Stay mindful of these limits, and ensure your financial transactions align with your priorities and goals.
Managing your finances effectively involves more than just saving money—it’s about making informed decisions that align with your financial goals. One critical aspect to consider is the withdrawal limits on your savings account. By understanding these limits, you can optimize your financial transactions and reap the benefits of your account.
Savings Account Withdrawal Limits
Savings withdrawal limits are the maximum amount of funds that you can withdraw from your savings bank account within a specific period. These limits are set by financial institutions like Metra Trust to prevent money laundering and fraud and to ensure liquidity. Before opening a savings account, it’s essential to check the withdrawal limits to ensure they meet your needs and goals.
Here’s why considering these limits is important:
Customized Limits: Metra Trust offers different savings account variants with varying withdrawal limits, allowing you to choose one that matches your financial habits.
Transaction Planning: Understanding withdrawal limits can help you plan your expenditures better, ensuring that your regular transactions are not disrupted.
Avoiding Fees: Exceeding the withdrawal limits might result in additional fees or restrictions on your account, affecting your financial flexibility. Metra Trust’s transparent fee structure helps you avoid such surprises.
Convenience: Being aware of the limits can prevent inconveniences when accessing your funds, especially during emergencies.
Benefits of Metra Trust’s High Withdrawal Limits
Emergency Preparedness: A generous withdrawal limit is vital for emergency preparedness. Metra Trust’s savings accounts provide quick access to funds, offering peace of mind and financial stability during unexpected situations.
Ease of High-Value Transactions: With Metra Trust, you can enjoy the convenience of making high-value transactions without the need to split them into smaller amounts, thanks to the high withdrawal limits.
Financial Flexibility: A higher withdrawal limit grants you the freedom to manage your finances on your terms, whether for daily expenses or unplanned costs.
Metra Trust offers a higher daily purchase limit of ₹6 lakh and higher daily limit ATM withdrawal limit of ₹2 lakh, providing unparalleled flexibility and convenience in managing your finances
*This limit is available on Metra Trust’s ₹25k average monthly balance account.
Strategies for Managing Your Withdrawal Limits with Metra Trust
Monitor Your Transactions: Keep track of your withdrawals to ensure you stay within the prescribed limit.
Plan for Large Expenses: Anticipate significant expenditures and plan your withdrawals with Metra Trust’s user-friendly digital banking platforms.
Embrace Digital Banking: Utilize Metra Trust’s digital services for fund transfers or payments, reducing the need for cash withdrawals.
Go Cashless: Adopt digital payment methods with Metra Trust to minimize cash withdrawals and stay within limits.
Conclusion
Being informed about the cash withdrawal limit and other features like competitive interest rates, minimum balance requirements, account fees, online banking facilities, and customer support services is key for a seamless banking experience with Metra Trust. By staying aware and planning your transactions wisely, you can optimize the benefits of your savings account and achieve financial success.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.