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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Business Loan Interest Rates

Businesses backed by reliable funding sources can achieve amazing things. Regardless of where you are in the life span of your business, Metra Trust business loans make it convenient to finance business needs. Whether you are a start-up or a seasoned entrepreneur looking to scale your business, Metra Trust business loans can help.Read More

We offer the industry's competitive business loan interest rates to make your financing affordable, so you can focus on achieving your business goals faster than your competition.

Metra Trust business loans are designed to help you meet a variety of business requirements, including market expansion, equipment purchases, facility upgrades, and working capital requirements. With us, you can experience a convenient application process, personalised eligibility criteria, and preferential business loan interest rates.Read Less

Benefits of Metra Trust Business Loans

Experience fast and seamless application and approval process with minimal documentation

Experience fast and seamless application and approval process with minimal documentation

Tailor-made loans designed to fit specific business needs

Tailor-made loans designed to fit specific business needs

Get attractive and preferential business loan interest rates

Get attractive and preferential business loan interest rates

Enjoy collateral-free funding up to ₹1 crore

Enjoy collateral-free funding up to ₹1 crore

Quick financing up to ₹50 lakhs based on your current account statement and GST returns

Quick financing up to ₹50 lakhs based on your current account statement and GST returns

Choose from loan tenures up to 48 months that fit your financial needs

Choose from loan tenures up to 48 months that fit your financial needs

Quick and reliable customer service

Quick and reliable customer service

Factors that Affect Business Loan Interest Rates

Business reputation

  • If your business reputation is good and you have a steady track record of earnings, you can get attractive business loan interest rates.

Revenue

  • Businesses with higher and stable revenue pose less risk to the lender and, therefore, receive preferential business loan interest rates.

Running business loans

  • Businesses with multiple loans may present a level of risk to the lending bank. Therefore, they may be required to pay higher interest rates on business loans.

Relationship with the bank

  • If a business already holds deposits, investment accounts or other forms of relationships with the bank, they will likely receive preferential rates on business loans.

Repayment history

  • Businesses with a good track record of loan repayments are considered reliable to the lender. Consequently, they receive attractive business loan interest rates.

 

Business Loans Interest Rates Table


Business Loans ROI Starting from 14%*

*T&C Apply

Loan Amount
 Starting from ₹9 Lakhs up to ₹100 Lakhs
Lowest EMI per month Starting from ₹2783* per Lakh for 48* Months
Loan Tenure  12 Months – 48* Months

 

Note: The actual interest rates at Metra Trust are subject to the customer's risk profile. Refer to the table above to know the current starting rates.

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How to Apply for Business Loans?

You can apply for an Metra Trust business loan online or offline. Furnish your personal and contact details, and our representative will contact you to take the process forward. Here are the ways you can apply for a business loan:

 

  1. Online application

    To apply for a business loan online, click the ‘Apply now’ button and enter your mobile number for verification in the form. Next, enter your contact details so one of our representatives can contact you.

  2. Offline application

    For offline applications, locate the nearest Metra Trust branch and visit the bank at your convenience with the required personal and business documents. Reach out to the business loan representative and fill out an application. Our representative will guide you through the application process.

online savings interest rates

FREQUENTLY ASKED QUESTIONS

What is the interest rate on a business loan?

Metra Trust offers affordable and competitive interest rates. However, the final interest rates may vary depending on various factors after loan approval.

How much is the business loan processing fee?

A processing fee is levied on business loan applications, which is adjusted against the overall loan cost. Metra Trust levies a processing fee up to 3.5% of the principal loan amount.

What is the foreclosure charge for business loans?

5% of principal outstanding is going to be the foreclosure charge.

What are the minimum and maximum business loan tenures given?

Metra Trust offers flexible loan tenures between 12 and 48 months to repay your business loans.

Is a business loan an unsecured loan?

Yes, business loans from Metra Trust are collateral-free for amounts up to ₹1 crore.

Is the business loan interest rate fixed or floating?

The interest rates on business loans are fixed.

For what purposes can I avail of a business loan, and how is the interest rate determined?

Business loans are designed to meet the financial requirements of a business. The funds can be used for various purposes, such as operational expenses, business expansion, and purchase of instruments.

Business loan interest rates are calculated based on several factors, of which the principal loan amount and tenure play a major role. 

What factors determine the business loan’s rate of interest?

Some of the key factors that determine the business loan interest rate, include:

  • Revenue of the business
  • Repayment record
  • Business’ reputation
  • Relationship with the bank
  • Running business loans
  • Cash flow and balance sheet details

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