Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now
Apply Now
Apply Now

Credit Card Balance Transfer

Balance Transfer (BT) facility on Metra Trust Credit Card enables the customers to transfer their outstanding credit balances from any other bank credit card to their Metra Trust Credit Card. BT on EMI is an additional facility offered by Metra Trust Credit Card to its cardholders where customers may choose to transfer the balance and convert it to easy, affordable EMIs Every Credit Card company has its own eligibility criteria as per internal policies for customers who wish to avail card to card balance transfer. Read More

Features

Go ahead and fulfill all your dreams with Metra Trust Personal Loans!

Low Interest Rates

Low Interest Rates

Customer can avail low interest rates with Metra Trust Credit Card by transferring outstanding balances from other bank Credit Cards with higher interest rates.

Easier to pay off debt

Easier to pay off debt

Availing Credit Card Balance Transfer will allow the customer a longer timeline to pay off their credit card dues at lower interest rates.

Single Click Application

Single Click Application

Customers can easily avail card to card transfer online in one click using our mobile application which is user friendly and seamless.

Consolidation on Balances on Single Card

Consolidation on Balances on Single Card

Managing balances will become convenient for customers as they can do so by consolidating on a single credit card.

Minimal Processing Fee

Minimal Processing Fee

Customers will be charged a minimal processing fee of 1% (min Rs.99) plus GST

Flexible Tenures

Flexible Tenures

Credit Card Balance Transfer is offered to customers at flexible tenures of 3-, 6-, 9- and 12 months

How to apply for a Credit Card Balance Transfer

You can transfer your credit card balance to Metra Trust credit card in the following way:

Step 1: Enter your other bank’s credit card number

Step 2: Enter the other bank's name

Step 3: Mentioned the balance amount to be transferred to your Metra Trust Credit Card

Step 4: Select your preferred option from the attractive EMI Plans

Step 5: The balance will be transferred to your Metra Trust Credit Card

ELIGIBILITY
Who Can Apply?

One should qualify for Metra Trust's eligibility criteria for a credit card balance transfer.

  • Minimum Age: The applicant must be at least 18 years old.
  • Credit card: The applicant applying for a credit card balance transfer must have Metra Trust credit card on their name.

Personal Loan Eligibility

FREQUENTLY ASKED QUESTIONS

How to use Credit Card Balance Transfer on your Metra Trust Credit Card?

Download Metra Trust Mobile Banking App, and follow the steps shared below. Feel free to call us on 1860 258 2000 for any assistance.

Credit Card Balance Transfer

What are the benefits of Credit Card Balance Transfer on your Metra Trust Credit Card?

Here are the benefits of availing credit card to credit card balance transfer:

 

·       Low Interest Rates

·       Easier to pay off debt

·       Single Click Application

·       Consolidation on Balances on Single Card

·       Minimal Processing Fee

·       Flexible Tenures

·       Fund transfer through NEFT/IMPS

What are the details required for processing Credit Card Balance Transfer?

Customers must provide other Bank Card Number, Bank Name and the billed outstanding amount. We will pay off the outstanding amount on their behalf and they can easily repay it in low-cost EMIs.

For which bank cards customers can avail Credit Card Balance Transfer on EMI?

Customers can avail credit card balance transfer for most of the credit cards, issued by different banks in India. Currently, this facility is not available for Amex Credit Cards.

How will the amount be remitted?

The amount will be directly credited to your Credit Card Account. There is no paper remittance, and the transfer process is seamless.

When can I opt for a credit card balance transfer?

If your credit card dues and credit card interest rates are high, you can opt for a Credit Card Balance Transfer to transfer your outstanding dues to another bank that offers you an economical interest rate.

Why should I choose a credit card balance transfer from Metra Trust?

Metra Trust’s Credit Cards provide attractive cash back offers and rewards. Metra Trust also offers low interest rates and doesn’t charge unnecessary fees.

How can I check the status of my credit card balance transfer application?

A Credit Card Balance Transfer usually takes 1-5 working days to be completed. However, you can contact Metra Trust Customer Care to know your credit card balance transfer status.

More FAQs

Discover Our Banking Products

Savings Account

Savings Account

Earn monthly interest credits on your savings account

Open Account Know More
Credit Cards

Credit Cards

Move to India's best lifetime Credit Card

Know More
Fixed Deposit

Fixed Deposit

Watch your earnings multiply with competitive interest rates

Book Now Know More

Get in touch with us

Compliment

Give a compliment
Customer Support

Customer Support
Locate Our Branch

Locate our branch