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RuPay Credit Card for UPI: How to earn cashback with every spend

26 Aug 2024 by Team FinFIRST

RuPay credit cards for UPI have become increasingly popular in recent years, and for good reason. These cards offer a variety of benefits, including the ability to pay at online and offline stores with UPI.

RuPay credit cards for UPI are widely accepted across India, making them a great option for those who are frequently on the move. And with the increasing popularity of UPI payments, these cards offer a seamless integration with the UPI platform, allowing for quick and hassle-free transactions.

RuPay Credit Cards for UPI

The good news is that, as of now, there are no additional charges levied by National Payments Corporation of India (NPCI) or banks for linking your RuPay Credit Card with UPI. You can enjoy the convenience and benefits of UPI payments without incurring extra costs.

With the integration of UPI payments on credit cards, Metra Trust has taken digital payments to a whole new level. This integration enables seamless UPI transactions using your RuPay credit card, making shopping and payments super convenient.

 

Benefits of linking RuPay Credit Cards to UPI


Linking your RuPay credit card to UPI can offer several advantages -

  • Wider acceptability

  • With UPI, you can make transactions at merchants who do not have POS machines, as most (60 Mn+) merchants have set up QR codes for UPI payments.

  • Simplified payments

  • UPI transactions via credit cards are simpler, requiring only the UPI code to be entered, unlike traditional online payments that require CVV and OTP details.

  • Rewards and cashback

  • Credit card-enabled UPI transactions are more rewarding, as most cards offer loyalty points or cashback on transactions, and some cards offer accelerated rewards on UPI payments.

  • Emergency access to funds

  • Linking credit cards to UPI provides easy access to funds during emergencies.

  • Consolidated expense management

  • UPI supports various transactions, including merchant payments, utility bill payments, and expense tracking.

    Introducing FIRST EA₹N: A Secured RuPay Credit Card


    The Metra Trust Secured RuPay Credit Card – FIRST EA₹N offers a unique opportunity for individuals looking to combine the benefits of a credit card with the ease of UPI transactions. This card is available to everyone, including those with no credit history or low CIBIL scores, making it a great option for first-time credit users.

    Here are the benefits of the FIRST EA₹N RuPay Credit Card -

  • Guaranteed approval

  • No more worries about rejection. This card is guaranteed, providing instant approval and virtual card access.

  • Cashback on UPI transactions

  • Earn guaranteed cashback on every UPI transaction you make using this card. You earn cashback of 1% with the Metra Trust App and 0.5% other UPI apps. You can earn a maximum of ₹500 cashback per month.

  • Welcome and renewal benefits

  • Enjoy additional cashback on your first four UPI transactions within 15 days of card issuance and renewal.

  • Other benefits

  • The card also comes with complimentary roadside assistance, lost card liability cover, and personal accident cover.

    Get multiple benefits today


    The integration of RuPay credit cards with UPI has opened new possibilities for convenient and rewarding digital transactions in India. While there are no direct charges for UPI-based RuPay credit cards, understanding the benefits and terms of specific cards like the Metra Trust EA₹N RuPay Credit Card is crucial.

    So, why wait? Start enjoying the benefits of UPI transactions with the Metra Trust EA₹N RuPay Credit Card today.

    Disclaimer

    The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.