Cashback credit card revolution: Earn while you spend in India

Is UPI your go-to payment method? What if you could use your credit card to make your UPI payments and earn cashback too? Surprised? Presenting the FIRST EA₹N Credit Card by Metra Trust, a cashback credit card for all your UPI spends.

If you are looking for the best cashback credit card in India, look no further than the FIRST EA₹N Credit Card by Metra Trust. This revolutionary card lets you earn up to ₹500 cashback every month! It's not just a credit card; it's your ticket to smarter spending and bigger rewards.

So, are you ready to turn ordinary purchases into extraordinary savings? Let's dive in and discover how the FIRST EAR₹ Credit Card can be your ultimate cashback companion.

What's a cashback credit card?
 

A cashback credit card rewards you with a percentage of your spends when you use it to make a purchase. Think of it as a "money back credit card" where every transaction becomes an opportunity to earn. Here’s how it works:

1.  Every time you use your cashback credit card, you earn a percentage back on eligible purchases.
2. This cashback is credited to your card statement, reducing your balance or sometimes as direct credit into your bank account.

It's like getting a mini-refund for your shopping. With the best cashback credit card, you can turn everyday expenses into savings opportunities.

The FIRST EA₹N Credit Card - a cashback card for UPI payments
 

The FIRST EA₹N Credit Card is unlike any other credit card in India. It's designed to be your cashback companion, helping you save money on what you buy daily. Here's what sets it apart:

• Guaranteed approval -

No more worrying about whether you'll qualify for a credit card. If you have a fixed deposit (FD) with Metra Trust, you're automatically eligible for the FIRST EA₹N Credit Card. It's a secured card, meaning your FD acts as collateral, giving you peace of mind and easy access to credit. Not only this you can create the FD during the application process


• Welcome benefit –

Get 100% cashback up to ₹200 on the first four UPI transactions made via Metra Trust mobile app within 15 days of activating the card.


• Earn up to ₹500 cashback every month -

This is where the FIRST EA₹N Credit Card shines. You earn 1% cashback on all your UPI transactions made through the Metra Trust Mobile Banking App and 0.5% on UPI transactions made through other apps and all online spends Imagine getting rewarded for paying your bills, buying groceries, dining, or online shopping.


• Earn interest on your fixed deposit –

Your FD made against the FIRST EA₹N Credit Card earns 7.25% interest while you enjoy interest-free credit on your card.


• Entertainment perks -

Love movies? Enjoy 25% discount (up to ₹100) on Paytm movie tickets when you use your FIRST EA₹N Credit Card. It's a great way to save on your next movie night.


• Fuel savings -

The benefits don't stop there.  You get 1% cashback on fuel spends as well which is generally excluded for other cards.

Maximizing your cashback
 

To make the most of your FIRST EA₹N Credit Card, follow these simple tips -

• Use it everywhere -

The more you use your card, the more cashback you earn. Use it for groceries, online shopping, bill payments, and everyday expenses.


• Pay on time -

Always pay your credit card bill in full and on time to avoid interest charges. This will ensure you reap the full benefits of your cashback rewards.


• Track your rewards -

Monitor your cashback earnings. You can easily track them through the Metra Trust Mobile Banking App or your monthly statements. Seeing your savings grow can be incredibly motivating.

Beyond cashback - Added benefits
 

The FIRST EA₹N Credit Card isn't just about cashback; it offers a host of additional benefits, including -

• 25% discount on movie tickets
• Get protection against unauthorized transactions if your card is lost or stolen.
• Enjoy peace of mind with personal accident insurance coverage.
• Roadside assistance worth ₹1399

How does credit card cashback work - Tips for maximizing your cashback
 

To truly unlock the potential of your FIRST EA₹N Credit Card and turn your everyday purchases into significant savings, consider these practical tips on how cashback credit cards work -

• Make it your go-to card -

The more you use your card, the more cashback you earn. Swap your cash and other payment methods with your FIRST EA₹N Credit Card whenever possible. Use it for groceries, fuel, online shopping, bill payments, mobile recharges, and even your daily cup of tea. Every transaction adds up.


• Prioritize UPI payments -

The FIRST EA₹N Credit Card offers exceptional cashback rates on UPI transactions. Take advantage of this benefit by using UPI for as many payments as possible, whether through the Metra Trust Mobile Banking App or other UPI platforms.


• Plan your movie nights -

Take advantage of the 25% discount offer on Paytm movie tickets. Plan your movie outings and book your tickets using your FIRST EA₹N Credit Card to enjoy savings on your entertainment expenses.


• Fuel up and save -

Always fill up your vehicle's tank using your FIRST EA₹N Credit Card. With the 1% fuel surcharge waiver, you will save money every time you hit the road.


• Track your cashback -

Regularly monitor your cashback earnings. The Metra Trust Mobile Banking App or your monthly statements clearly show your accumulated cashback. Seeing your savings grow can be a great motivator to continue using your card strategically.


• Combine offers -

Watch for special offers and discounts from Metra Trust or its partners. Combining these offers with your cashback rewards can lead to even greater savings.


• Set a budget -

While earning cashback is exciting, responsible spending is crucial. Set a monthly budget for your credit card and stick to it. Avoid impulsive purchases and focus on using your card for essential expenses.

Your journey to smart spending starts now
 

The FIRST EA₹N Credit Card isn't just a card; it's a financial tool designed to put you in control of your spending and rewards. By embracing the power of cashback and adopting savvy spending habits, you can unlock a world of savings and financial freedom.

Apply today and experience the difference of a cashback credit card that truly works for you.