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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Interest rate range of contracted loans for the past quarter

Product Minimum ROI Maximum ROI Wgh Average ROI
Personal Loan 9 28 14.2
Business Loans 10.70 36 15.7
Commercial Vehicles Loan 9.01 32.94 11.85
Construction equipment business 9.01 23.74 10.15
Home Loan 8.50 10.5 8.91
Loan Against Property 9 10.9 9.37
Small Ticket Loan against Property 9.1 15.5 11.68
Micro Business Loans 10.5 28.1 18.93
New Car Loans 8.75 10.85 9.62
Used Car Loans 9 20 14.05
Two Wheeler Loans 9 30.66 17.85
Cross-Sell Personal Loan
(Personal Loan to existing customers)		 11 35.79 25.13
Consumer Durable Loan 10.25 36 17.29
Inventory Funding 9.75 21 10.44
Education Loan 9 14.25 10.53
Gold Loan 10.1 19 11.66
Digital Lending 10.5 33.05 12.59
Rural Personal Loan 13.5 26 21.87
Rural Cross-Sell Personal Loan Consumer Loan
(Personal Loan to existing customers)		 12 35.95 30.57
Rural Cross-Sell Personal Loan Two Wheeler
(Personal Loan to existing customers)		 4.95 13.99 10.66
Kisan Credit Card
(KCC)		 9.1 15 11.81
Tractor Loan 12 20 14.80
JLG Loans 21 28 24.5
Micro Enterprise Loans 17 28 25.61
Rural Two Wheeler Loans 4.95 13.99 10.66
Rural Commercial Vehicle Loans 10.5 22.84 16.30
Rural Loan Against Property 7.5 21 16.86
Rural Home Loans 5 16.5 12.89
Suvidha Shakti 24.5 24.5 24.5
Rural Gold Loan 10.3 18 12.02
Rural Consumer Durable Loan 10.25 36 17.29
Rural New Car Loans 9 11.50 9.73
Rural Used Car Loans 10.75 18.5 15.34
Rural Education Loan 9 14.25 10.53
FPO- Farmers Producers Organisation 11.5 12 11.85
Merchandise loan 24.5 24.5 24.5

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