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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Vishesh Savings Account

Metra Trust’s Vishesh Savings Account gives you access to some amazing benefits. When it comes to your finances, you need a strong and secure banking partner. Read More

Secure your finances and enjoy the many benefits such as Personal Accidental Insurance Cover of ₹2 lakhs*, Daily ATM withdrawal limit of ₹50,000 and POS limit of ₹1 lakh, and much more with Metra Trust Vishesh Savings Account.Read Less

Vishesh Savings Account Interest Rates

Enjoy the benefits of
Vishesh Savings Account

Interest up to 7.25%

Monthly Interest Credit on your Savings Accounts

  • Earn Interest on Interest with Metra Trust
  • Monthly interest credits versus the industry norm of Quaterly interest credit.

 

Monthly Interest Credit on your Savings Accounts

ELIGIBILITY

Who Can Apply?

  • Resident Individuals
  • HUF

Documentation

For Physical Bank Account Opening:

  • Passport-size photograph
  • If you have a PAN Card, it is mandatory to provide it while opening your account
  • Any one of the following document:

    - Aadhaar Card

    - Passport

    - Voter’s Identity Card (Election Card)

    - Permanent and valid driving license with photograph

    - Job Card issued by NREGA duly signed by an officer of the State Government

    - Letter issued by the National Population Register containing details of name and address.

Vishesh Savings Account Eligibility

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

Vishesh saving eligibility

FREQUENTLY ASKED QUESTIONS

What is a Savings Account?

A Savings Account is a product offered by banks to help save money, and earn interest on it. Metra Trust offers 24x7 access to your Savings Account so you can access your funds anytime and make withdrawals whenever you need funds.

What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly basis.

How does the Monthly Interest Credits feature work and how will I benefit from it?

With an Metra Trust Savings Account, experience the joy of earning Monthly Interest Credits on your Savings Account. You earn 'interest on interest' with the power of monthly compounding. Metra Trust is one of the only universal banks to offer this feature, against the standard practice of crediting interest on your Savings Account every quarter.

Monthly compounding interest pay-out is better for you than Quarterly interest pay-out because when you get interest credit in Month 1, the interest for Month 2 is paid on your opening balance + interest received in Month 1 and so on. So, you earn more on your savings! 

What is the initial pay-in amount required for opening an Metra Trust Vishesh Savings Account?

A minimum amount of ₹5,000 is required to open a Vishesh savings account with Metra Trust. You can choose to open an account with higher amount to get better interest earned.

What is the minimum account balance required to be maintained monthly in Metra Trust Vishesh Savings Account?

The average monthly balance required is ₹5,000. Please click here to see the applicable Schedule of Charges. 

Vishesh Platinum Rupay Debit Card

  • Get ₹2 lakh of online fraud cover
  • Personal accidental insurance cover of ₹2 Lakh*.
  • Daily ATM withdrawal limit of  ₹50,000 and POS limit of ₹1 lakh
  • Host of other exciting offers and cashback on Vishesh Platinum Debit Cards 

What are the modes through which I can access and keep a track on transactions in my Metra Trust Vishesh Savings Account?

We offer multiple methods to track your Metra Trust Savings Account. Here are a few ways you can do it:

  • Net Banking
  • Mobile App
  • WhatsApp Banking
  • Monthly Account statements sent to your registered email ID

More FAQs

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