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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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SBI General Bharat Griha Raksha

Your Home is the place where you feel the most secured and happy. You want to protect your home from any kind of threat to safeguard your happiness. Read More

SBI General Bharat Griha Raksha is a comprehensive offering that protects your home and its contents and other related risks.Read Less

FEATURES

Policy available from 1 year to 10 years

Policy available from 1 year to 10 years

Coverage for building (structure) and/ or contents

Coverage for building (structure) and/ or contents

Home contents are automatically covered at 20% of Sum Insured amount for the building (subject to maximum of Rs 10 lacs)

Home contents are automatically covered at 20% of Sum Insured amount for the building (subject to maximum of Rs 10 lacs)

Optional covers available for valuable contents

Optional covers available for valuable contents

Optional cover for personal accident of Rs 5 lakh each for self and spouse (arising out of fire and allied perils)

Optional cover for personal accident of Rs 5 lakh each for self and spouse (arising out of fire and allied perils)

Inbuilt cover for loss of rent/ rent for alternative accommodation

Inbuilt cover for loss of rent/ rent for alternative accommodation

Auto-escalation of sum insured by 10% for annual policies and for long term policies

Auto-escalation of sum insured by 10% for annual policies and for long term policies

PLAN OPTIONS/VARIANTS

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    Bharat Griha Raksha

    • Covers you for the following:
      • Fire
      • Explosion or Implosion
      • Lightning
      • Earthquake
      • storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation
      • Subsidence of the land on which your home building stands, landslide, rockslide
      • Forest fire, bush fire, jungle fire
      • Impact damage of any kind, i.e. damage caused by impact of, or collision caused by, any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.)
      • Missile testing operations
      • Riot, strike, malicious damages
      • Acts of terrorism
      • Bursting or overflowing of water tanks, apparatus and pipes
      • Leakage from automatic sprinkler installations.
      • Theft within 7 days from the occurrence of and proximately caused by any of the above insured events

Exclusions

Exclusions

  • Wilful or intentional act or omission
  • War, invasion, act of foreign enemy
  • Ionising radiation or contamination by radioactivity
  • Pollution or contamination
  • Short circuiting, arcing, self- heating or leakage of electricity from whatever cause (lightning included)
  • Loss of earning, loss by delay, consequential loss
  • Reduction in market value
  • Costs, fees, expenses for preparing any claim
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

Documentation

For paper based transactions

  • Home Proposal form
  • KYC Documents :ID Proof & address proof(PAN & Aadhar)

Bajaj Allianz life Smart Protect Goal

Disclaimer

The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevail.Read More

Metra Trust ("Bank") with registered office at KRM Tower, 8th Floor, No.1, Harrington Road, Chetpet, Chennai- 600031 is licensed as a corporate agent of SBI General Insurance Company Limited under license no.CA0106 issued by Insurance Regulatory & Development Authority of India and does not underwrite the risk or acts as an insurer. This policy is issued to you by SBI General and is subject to the terms and conditions governing such policy. The contract of insurance is between SBI General and the insured only, and not between Metra Trust and the insured. Bank’s customer participation in the policy is entirely voluntary.

SBI General Insurance Company Limited, Corporate & Registered Office: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri East, Mumbai - 400099 IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI General Bharat Griha Raksha| UIN IRDAN144RP0032V01202021 | Metra Trust LTD Reg Num CA0106 | Metra Trust LTD is a registered corporate agent of SBI General Insurance Company Limited | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Company Limited under license | www.sbigeneral.in |Toll Free Num 18001021111.Read Less

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