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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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ICICI PRU Signature - Eligibility

Premium payment term

  • Limited Pay: 5, 7 and 10 years
  • Regular Pay: Same as policy term
  • Whole Life option: Limited Pay: 7, 10 and 15 years

Policy terms

  • Minimum: 10 Years
  • Maximum: 30 Years
  • Whole Life: 99 minus Age at entry

Premium

  • Minimum: ₹30,000 p.a.
  • Maximum: Unlimited
  • Whole Life:
    • Minimum: ₹60,000 p.a.
    • Maximum: Unlimited

Premium payment modes

  • Yearly
  • Half-Yearly
  • Monthly

Age at entry

  • Minimum: 0 Years
  • Maximum: 60 Years

Age at maturity

  • Minimum: 18 Years
  • Maximum: 75 Years
  • Whole Life option: 99 years

Sum Assured

1. Non-Whole Life:

  • Age at entry: 0 to 44 years
    • Minimum: 7X Annualized Premium
    • Maximum: Higher of (10 X Annualised Premium) and (0.5 X Policy Term X Annualised Premium)
  • Age at entry: 45 years and above
    • Minimum: 7X Annualized Premium
    • Maximum: 10 X Annualised Premium

2. Whole Life:

  • Age at entry: 0 to 44 years
    • Minimum: 7X Annualized Premium
    • Maximum: Higher of (10 X Annualised Premium) and ((70- Age at entry) X 0.5 X Annualised Premium)
  • Age at entry: 45 to 58 years
    • Minimum: 7X Annualized Premium
    • Maximum: 10 X Annualised Premium
  • Age at entry: 59 to 60 years
    • Minimum: 7X Annualized Premium
    • Maximum: 7 X Annualised Premium

3. Top up:

  • 1.25 X Top-up premium

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