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International Travel Insurance Policy

An ideal holiday is a balance of planning and enjoyment. Travel Insurance plan plays a pivotal role in the success of your trip and can make your journey secure and stress free. The expenses incurred in a foreign land for availing medical/health care facilities are exorbitant. It has always been recommended to take preventive measure of insuring oneself when away from home. Many tourists travelling abroad for vacations often neglect opting for Travel Insurance assuming that unforeseen events such as natural calamities and would not take place. Unfortunately, in an individual’s capacity these events cannot be controlled.Read More

ICICI Lombard provides a gamut of coverages and plans to suit every individual’s need. The various available plans of Travel Insurance of ICICI Lombard, covers travellers from the age of 3 months to 85 years, without any medical check-up for policy issuance. The policy covers not only your safety but also provide value added services for your family members back homeRead Less

FEATURES

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Comprehensive plans with extensive coverages

Coverage available upto 360 days( Original policy for 180 days and extension upto 180 days)

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No medical test required upto 85 years age

Value added services for dependents in India

Pay per day : Slab rate for first 7 days only, then pay per day basis

PLAN OPTIONS/VARIANTS

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    • Single Trip Gold*
      • Medical Cover (includes medical evacuation cost)
      • Repatriation of Remains
      • Dental Treatment
      • Total Loss of Checked-in Baggage
      • Delay of Checked-in Baggage
      • Loss of Passport
      • Personal Liability
      • Personal Accident
      • Hijack Distress Allowance
      • Emergency Cash Advance
      • Trip Cancellation and Interruption
      • Missed Flight Connection
      • Trip Delays
      • Political Risk and Catastrophe Evacuation
      • Accidental Death (Common Carrier)
    • Single Trip Platinum*
      • Medical Cover (includes medical evacuation cost)
      • Repatriation of Remains
      • Daily Allowance In Case of Hospitalisation
      • Dental Treatment
      • Total Loss of Checked-in Baggage
      • Delay of Checked-in Baggage
      • Loss of Passport
      • Personal Liability
      • Personal Accident
      • Hijack Distress Allowance
      • Emergency Cash Advance
      • Trip Cancellation and Interruption
      • Missed Flight Connection
      • Trip Delays
      • Political Risk and Catastrophe Evacuation
      • Accidental Death (Common Carrier)
      • Fire Cover for Building
      • Fire Cover for Home Content
      • Burglary Cover for Home Content
      • Bounced Booking - Hotel / Airline
      • Compassionate Visit
      • Emergency Hotel Extension
      • Loss of Baggage and Personal Effects
      • Return of Minor Child(ren)
      • Value added Service
    • Multi trip Gold*
      • Medical Cover (includes medical evacuation cost)
      • Repatriation of Remains
      • Dental Treatment 
      • Total Loss of Checked-in Baggage
      • Delay of Checked-in Baggage
      • Loss of Passport
      • Personal Liability
      • Personal Accident
      • Hijack Distress Allowance
      • Emergency Cash Advance
      • Trip Cancellation and Interruption
      • Missed Flight Connection
      • Trip Delays
      • Political Risk and Catastrophe Evacuation
      • Accidental Death (Common Carrier)
      • Value added services
    • Senior Citizen Plan*
      • Medical Cover (includes medical evacuation cost)
      • Repatriation of Remains
      • Total Loss of Checked-in Baggage
      • Delay of Checked-in Baggage
      • Loss of Passport
      • Personal Liability
      • Personal Accident
      • Hijack Distress Allowance
      • Emergency Cash Advance
      • Trip Cancellation and Interruption
      • Missed Flight Connection
      • Trip Delays
      • Political Risk and Catastrophe Evacuation

    *Above mentioned is an indicative list, please refer to the certificate of insurance in conjecture with the policy wordings for detailed understanding on what you are covered for.

Eligibility

Eligibility

  • Single Trip – People between the age of 3months to 85 years
  • Multi-trip – People between the age of 3months to 70 years

Bajaj Allianz life Smart Protect Goal

Disclamier

1. Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy

2. Any claim relating to Hazardous Activities, unless specifically covered in the Policy

3. Any claim relating to events occurring before the commencement of the Trip covered hereunder and any time after the completion of the Trip at any port at the Country of Residence of the Insured mentioned hereunder**

4. **For further exclusions/details please refer to the policy wordingsRead More

5. This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com. www.icicilombard.com. Product Details: International Travel Insurance Policy, Misc 129. ICITIOP02002V020102.Read Less

FREQUENTLY ASKED QUESTIONS

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASAP and they will arrange for cashless claims for the medical treatment.

What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

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