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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.
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Marine Cargo Insurance - Eligibility
Marine Peril and Coverage:
Below are various peril and respective coverage provided to cover those peril:
Inland Transit Clause(ITC) : For Transit Within Country
Risk |
ITC A (ALL RISK COVER) |
ITC B (BASIC COVER |
ITC C (Restricted COVER) |
Fire, Lightening or Explosion |
Yes |
Yes |
Yes |
Overturning or derailment of vehicle |
Yes |
Yes |
No |
Earthquake or Volcanic Eruption during transit |
Yes |
Yes |
No |
Collision between 2 Vehicles |
Yes |
Yes |
No |
River or lake water entering cargo |
Yes |
Yes |
No |
Damage/Loss to goods during loading & unloading |
Yes |
No |
No |
Damage/Loss to goods during handling of goods in transit |
Yes |
No |
No |
Theft or malicious damage |
Yes |
No |
No |
Shortage or non-delivery of goods |
Yes |
No |
No |
Hijack of goods |
Yes |
No |
No |
Any other risk not specifically excluded |
Yes |
No |
No |
Institute Cargo Clauses (ICC) : For Transit Between Countries (Import/Export)
Risk |
ICC A (ALL RISK COVER) |
ICC B (BASIC COVER) |
ICC C (RESTRICTED COVER) |
Fire or Explosion |
Yes |
Yes |
Yes |
Overturning or derailment of vehicle |
Yes |
Yes |
Yes |
Discharge of cargo at port of distress |
Yes |
Yes |
Yes |
Collision between 2 Vehicles |
Yes |
Yes |
Yes |
Jettison |
Yes |
Yes |
Yes |
Washing overboard |
Yes |
Yes |
No |
Earthquake, Lightening or Volcanic Eruption during transit |
Yes |
Yes |
No |
River or lake water entering cargo |
Yes |
Yes |
No |
Damage/Loss to goods during loading & unloading |
Yes |
Yes |
No |
Damage/Loss to goods during handling of goods in transit |
Yes |
No |
No |
Theft or malicious damage |
Yes |
No |
No |
Shortage or non delivery of goods |
Yes |
No |
No |
Hijack of goods |
Yes |
No |
No |
Any other risk not specifically excluded |
Yes |
No |
No |
Note: War, Strikes, Riots and Civil Commotion Risk can be covered by payment of additional premium
