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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Private Car Insurance Policy

You have finally chosen your dream car. Looking forward to long road trips, happier city commutes and the independence of just setting out on a trip whenever you feel like, you are all set to enjoy life to the fullest. To just drive on and enjoy the journey!Read More

SBI General's Private Car Insurance Policy – Package. So that you can be in control and enjoy the journey no matter what roadblocks that life throws at you, and your car. It protects your car so you don't have to worry about it.Read Less

FEATURES

Compulsory Third Party Liability with personal accident

Compulsory Third Party Liability with personal accident

Personal Accident to Owner Driver for Rs. 15 Lakhs

Personal Accident to Owner Driver for Rs. 15 Lakhs

Instant policy issuance

Instant policy issuance

Cover against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.

Cover against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.

Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity

Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity

Add on covers to suit your requirements at an additional premium

Add on covers to suit your requirements at an additional premium

PLAN OPTIONS/VARIANTS

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    • Private Car Insurance Policy - Package
      • Coverage for natural disasters like earthquakes, floods, fires and storms
      • Coverage for theft, accidents and terrorist activities
      • Cashless repairs at network garages
      • Third-party legal liabilities cover
      • Digital claim settlement
      • Personal accident cover to owner driver for Rs. 15 Lakhs
      • Personal Accident cover to Passengers & Paid driver
      • Additional add on covers
    • Own Damage policy in motor insurance (Only OD)
      • Coverage for natural disasters like earthquakes, floods, fires and storms
      • Coverage for theft, accidents and terrorist activities
      • Cashless repairs at network garages
      • Digital claim settlement
      • Additional add on covers
    • third Party / Act only motor insurance
      • Third-party legal liabilities cover
      • Digital claim settlement
      • Personal accident cover to owner driver for Rs. 15 Lakhs

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    Add-ons*

    • Depreciation Reimbursement
    • NCB Protection
    • Return to Invoice
    • Key Replacement
    • Inconvenience Allowance
    • Loss of Personal Belongings
    • Basic Roadside Assistance
    • Additional Roadside Assistance
    • Engine Guard
    • Cover for Consumables
    • EMI Protector

Documentation

Documentation

  • Previous Insurance Policy
  • Vehicle Inspection Report for break in policy proposal
  • RC Copy
  • Proposal form
  • PAN card copy / GST certificate (as applicable)

Exclusion

  • We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
  • Driving without a valid license
  • Driving under the influence of drugs and alcohol
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

Bajaj Allianz life Smart Protect Goal

Disclaimer

The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevail.Read More

Metra Trust ("Bank") with registered office at KRM Tower, 8th Floor, No.1, Harrington Road, Chetpet, Chennai- 600031 is licensed as a corporate agent of SBI General Insurance Company Limited under license no.CA0106 issued by Insurance Regulatory & Development Authority of India and does not underwrite the risk or acts as an insurer. This policy is issued to you by SBI General and is subject to the terms and conditions governing such policy. The contract of insurance is between SBI General and the insured only, and not between Metra Trust and the insured. Bank’s customer participation in the policy is entirely voluntary.

SBI General Insurance Company Limited, Corporate & Registered Office: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri East, Mumbai - 400099 IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | Private Car Insurance Policy - Package| UIN IRDAN144RP0005V03201112 | Metra Trust LTD Reg Num CA0106 | Metra Trust LTD is a registered corporate agent of SBI General Insurance Company Limited | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Company Limited under license | www.sbigeneral.in |Toll Free Num 18001021111.Read Less

FREQUENTLY ASKED QUESTIONS

Why do I need to insure my car?

In India, third-party car insurance is compulsory for all car owners. Moreover, own-damage car insurance covers you in case of accidents, theft and fire. In case of any untoward incident, you don't have to pay out of pocket for repairs or replacement if you have a valid insurance policy.

What are the benefits of buying motor insurance online?

When you buy motor insurance online, you get an instant policy, as there is no documentation or paperwork involved. You also have the advantage of choosing from multiple payment options, e.g. credit card, net banking, debit card etc.

 

What are the various types of vehicles that I can insure online?

You can insure a private car and two-wheeler online.

Are offline and online car insurance policies the same?

Yes, they are. In case of online car insurance, once you make payment, we send the policy documents to your email and your registered address.

Do I need a valid PUC to drive in India?

Yes, you need to hold a valid and effective PUC, and/or fitness certificate, to drive your vehicle and stay compliant with the law.

Do I need to have a valid insurance policy to get my new vehicle registered?

Yes, you need to have an active and valid insurance policy while registering your new vehicle. Even a valid third party (TP) policy will work for registering your vehicle at the RTO.

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