• The Travel Insurance Policy can be bought by any permanent Indian resident aged between 6 months to 70 years travelling abroad for Business and/or Holiday purposes.

• Pre-existing disease
• Travelling against the advice of a Physician
• Suicide attempted suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of the drugs
• Naval, Military or Air force operations
• No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalisation or requisition of or destruction of or damage to property by or under the order of any government or local authority.
• Ionising radiation or nuclear exclusion
• Travelling in aircraft not properly licensed to carry passengers
• Participation in winter sports, mountaineering (where ropes or guides are customarily used), riding or driving in races or rallies, professional sports or any other hazardous sports
• Criminal or illegal act
• The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings

For paper based transactions

• Travel Proposal form
• KYC Documents : Passport copy