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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Approval of up to 10 Lakhs in a flash
Multiple withdrawals & flexible EMI tenure
Repay anytime with ZERO foreclosure charges
100% digital process
24X7 access to funds
The interest rate is another attractive feature of small instant loans. Banks charge an affordable interest rate, making it easy for borrowers to clear their payments. A healthy credit score can help borrowers get even better terms, including a lower interest rate.
With FIRSTmoney, you can get small loans of up to ₹10 lakhs to meet any type of financial obligation. Get the facility to borrow multiple times against the line of credit granted. Pay interest only on the borrowed amount so that you can save on the overall interest outgo.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, FIRSTmoney offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, FIRSTmoney empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply seamlessly on an end-to-end digital journey and make your bookings the same day without dipping into your savings.
Advantages of FIRSTmoney for travel expenses:
In times of financial emergencies, FIRSTmoney stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our loan can be a lifeline during emergencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, FIRSTmoney allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses. With FIRSTmoney, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart instant personal loan, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly. Use your credit limit as an when you need.
* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
Required Documentation for Small Personal Loans
Display your physical PAN card during the VKYC process.
Display your physical PAN card during the VKYC process.
Repaying small personal loans is easy. The repayment plans are flexible so that you can clear the debt affordably. Metra Trust FIRSTmoney offers a flexible repayment tenure starting from two months and going up to five years. You can choose your EMI date and repayment amount and pay off what you borrow in the most convenient way, without hurting your finances.
Check out the table below to know the interest and the charges associated with FIRSTmoney:
Types of Fees | Applicable Charges |
Personal loan interest rate | Starting 10.99% |
Processing fees | Processing fees of up to 2% will be deducted from the loan amount at the time of disbursal |
Late payment fees | 2% of the unpaid EMI |
Stamping Charges | As per actuals |
Foreclosure charges | Nil |
EMI bounce charges | ₹500 |
Cheque or mandate swap charges | ₹500 |
EMI pickup or collection charges | ₹500 |
Physical statement of account / Repayment schedule | ₹50 |
The interest rates on small loans can vary depending on several factors such as the borrower's credit score, the amount borrowed, and the loan tenure. Small loans from FIRSTmoney have a reducing interest rate starting at 10.99% p.a.
Service fees may be charged by lenders on top of interest rates on small loans. These include charges like processing or application fees. To get the best deal possible, compare service charges by different lenders so that you can determine the most economical provider.
Metra Trust has an online personal loan calculator that you can use to check your monthly EMI payable for FIRSTmoney. The EMI calculator has three parts: loan amount, tenure, and rate of interest. You can use it by entering the loan amount you withdraw, the applicable personal loan interest rate, and the tenure for which you want the loan. Once you enter these details, the calculator will give you the EMI. Check it out here.
Here are some ways in which a small loan can help you -
A small loan is like any other loan where you seek credit from a lender. So, your credit score is checked and based on it, the loan is sanctioned.
FIRSTmoney doesn’t require your bank statements and other documents for sanctioning the line of credit. All you need to do is upload your PAN card for VKYC when you apply for the small loan online.
With Metra Trust FIRSTmoney, the loan approval doesn’t take time. With a digital process you can get the small loan online within minutes.
Metra Trust has branches in 580 cities of India, including Madhya Pradesh, Delhi, Mumbai, Hyderabad, Bengaluru, Pune, Chennai, Ahmedabad and Kolkata. Plus, with FIRSTmoney you can apply for the loan online and get it in any city of the country.
Small personal loans are multipurpose loans. The funds can address both personal and professional financial needs. Even business owners and entrepreneurs can get a small personal loan to cover their working capital needs.
Apply for an instant small loan online with FIRSTmoney through the following steps –
● Start by scanning the QR code or clicking loan from your smartphone
● Register using your mobile number and confirm basic/personal details to check your eligibility
● Select the loan amount of your choice starting from as little as ₹5,000 up to your full credit limit and choose flexible repayment terms
● Link your bank account where you wish the funds to be disbursed
● Complete the video KYC verification process with your physical PAN card
A small loan is a short-term loan that helps you meet your day-to-day, varied financial needs such bill payment, pending EMIs, urgent shopping or travel expenses, etc. FIRSTmoney provides quick access to funds, typically ranging from ₹50,000 to ₹10,00,000, to meet personal financial needs.
The eligibility criteria of FIRSTmoney small loan are as follows –
● You should be a salaried employee
● Your credit score should be 750+
● Your age should be between 21 and 60 years
Any individual looking for funds for any purpose can apply for the short-term loan provided they fulfil the eligibility parameters.
Small loans can be utilised for various purposes, including:
A minimum CIBIL score of 750 is generally required to qualify for a Metra Trust FIRSTmoney small loan. This score reflects excellent creditworthiness and improves the chances of loan approval.
Get FIRSTmoney Smart Personal Loan of Different Amounts