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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Vyapaar Vriddhi Loan

Small and micro enterprises generate substantial income and employment for rural households. However, they have limited access to resources from the banking and financial sectors, which could help them in upgrading their business. Metra Trust micro-enterprise loan is offered to small and micro-enterprises. It can be applied for, from our nearest branch. This small business loan comes with one of the best MSME loan interest rates compared to informal financing sources. It offers some amazing benefits like borrowing with zero collaterals and doorstep collection.Read More

One of the best features is that it requires no income proof for a loan up to ₹3 lakhs. This loan is now available in 100% paperless mode with the Instant Disbursal Option. Hence, Metra Trust offers just the right micro-enterprise loan if you’re looking to expand your small/ micro-enterprise. Read Less

Schedule of Charges

Loan Processing Fees  Up to 2% of the Sanctioned Amount + GST
EMI Bounce Charges per presentation ₹500/- + GST
Penal Charges 2% per month of Unpaid EMI or ₹300/- (Whichever is Highest) + GST
Cheque Swap Charges (per swap) ₹500/- + GST
Foreclosure/ Prepayment Charges 4% of the principal outstanding amount + GST
Stamping Charges As Per Actuals
Life & General Insurance Premium As Per Actuals
Rate of interest 12%-28.5%
Average Credit TAT 14 days for MSME tagged applications
EMI Pick-up/collection charges 500 /-

FREQUENTLY ASKED QUESTIONS

What is the advantage of MSME loans?

Vyapaar Vriddhi Loans are the best options to meet all type of needs of your growing business with zero collaterals.

What are the documents required for getting a quick MSME loan for new business?

Loan application with OVD for loan amount up to INR 3L, income proofs for a higher loan amount.

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