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Kisan Credit Card

Metra Trust Kisan Credit Card offers working capital limit to meet the credit needs of farmers in a timely and hassle-free manner with objective of credit support from the banking system under a single window. The KCC limit will help farmers to boost agriculture activities and their livelihoods. Read More

It comes with many benefits, such as, wider reach, better coverage, simple documentation, quick processing and doorstep service. Keep the momentum of Agriculture growth with Metra Trust Kisan Credit Card.Read Less

Key Features

Limit up to Rs. 1 crore with tenure of 5 years based on cropping pattern

One-time Simple documentation with quick processing

Coverage under PM Fasal Bima Yojna (PMFBY) and Restructured Weather Based CIS (RWBCIS)

Dedicated Relationship Manager for all banking requirements

Transparent charge structure

ELIGIBILITY

Following are the basic requirements

  • The applicant should be in the age group of 18-65 years
  • Owns a piece of agricultural land
  • Engaged in agricultural activities

Documentation

  • Simplified Application form
  • KYC Documents, As per RBI Guidelines
  • Copy of Agricultural Land extract
  • Any other document, as per sanction condition

eligibility img alt

FEES & CHARGES

Know about our minimal and transparent fees & charges

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FREQUENTLY ASKED QUESTIONS

What is a Kisan Credit Card?

Kisan Credit Card is a credit delivery mechanism to meet the credit needs of the farmers during the crop season in a timely and hassle-free manner with objective of credit support from the banking system under a single window to meet the short term credit requirements for cultivation and other agriculture related requirement. 

How is the credit limit decided for Kisan Credit Card?

The credit limit is decided on the basis of various factors like the cropping pattern, crops cultivated, operational land holding, land holding pattern and scale of finance.

What is the validity period for Kisan Credit Card?

The Kisan Credit Card comes with a validity of 5 years. The credit limit reviewed every year based on the performance.

Can I use Kisan Credit card to withdraw cash from ATM?

Yes, you can use your Kisan Credit Card to withdraw cash from the ATM till upto the credit limit of the card.

Can I use the Kisan Credit Card at merchant Point of Sale (POS) terminals?

Yes, you can use the Kisan Credit Card at merchant POS terminals for the purpose of purchase of seeds, fertilizers, pesticides and other agricultural inputs.

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