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Business Account Fees and Charges

Details

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
Average Monthly Balance Requirement	-	Rs. 10,000	Rs. 50,000	Rs. 2,00,000
Charges for Non-maintenance of required balance	-	Rs. 1000	Rs. 1000 + Std charges applicable	AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - Rs. 1000 + Std charges applicable
Cash Deposit Free Limit	-	10 times Current month AMB (Max - Rs. 10 Lacs p.m.)	12 times Current month AMB	15 times Current month AMB
Cash Deposit Charges beyond Free limit	Rs. 3 per Rs. 1000 Min.50	Std Charge	Std Charge	Std Charge
Cash Withdrawal	-	FREE	FREE	FREE
Cheque Book Issuance	Free upto 25 cheque leaves p.m. thereafter Rs.2 per leaf	Std Charge	FREE	FREE
Cheque Return charges	Issued: Up to 2nd: Rs. 500 per chq 3rd onwards: Rs. 750 per chq Deposited: Rs. 200 per chq	Std Charge	FREE	FREE
ECS/ NACH Return	Upto 3 returns : Rs. 350 per instance 4th return onward : Rs. 750 per instance	Std Charge	FREE	FREE

Debit Card & ATM Charges

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
Debit Card Type	-	VISA Platinum	VISA Platinum	VISA Signature
Debit Card Issuance	-	FREE (Opt for VISA Signature at Rs. 500)	FREE (Opt for VISA Signature at Rs. 500)	FREE (Opt for VISA Platinum for FREE)
Debit Card Annual	-	VISA Platinum: FREE VISA Signature: Rs. 500	VISA Platinum: FREE VISA Signature: Rs. 500	VISA Signature: FREE VISA Platinum: FREE
Debit Card Replacement	Rs. 200	Std Charge	FREE	FREE
No. of ATM transactions - Own Network	-	FREE	FREE	FREE
No. of ATM transactions - Other Bank Network	5 transactions free p.m. thereafter Financial : Rs. 20 per txn Non Financial : Rs. 8 per txn	Std Charge	FREE	FREE
International ATM / POS transaction	Cash withdrawal : Rs. 125 Balance enquiry: Rs. 25	Std Charge	FREE	FREE
International Transaction Mark-up	Cross Currency Markup : 3.5%	Std Charge	FREE	FREE
Decline Charge for Insufficient balance at ATM	Rs 25 per txn	Std Charge	FREE	FREE
PIN Generation (Physical)	Rs. 40	Std Charge	FREE	FREE

Payment Services

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
RTGS - Outward	-	FREE	FREE	FREE
NEFT - Outward	-	FREE	FREE	FREE
IMPS - Outward	0-1000: Rs 3.5 per txn 1001-1L :Rs 5 per txn > 1L: Rs 15 per txn	Std Charge	FREE	FREE
DD Issuance	Rs. 100 per issuance	Std Charge	FREE	FREE
DD- Cancellations/ revalidation	Rs. 50 per instance	Std Charge	FREE	FREE
Stop payment charges	Per Instrument : Rs.100, Per Series: Rs. 200	Std Charge	FREE	FREE

        Download Schedule of Charges here

        • Silver Gold and Platinum Current Account
• Agri Multiplier Account
        • Merchant Multiplier Account
        • World Business Account Platinum & Gold
        • First Startup Current Account
        • FIRST Booster & Advantage Account (w.e.f. 1st June2024)
        • Dynamic TASC Current Account & Savings Account
• Dynamic Business Account
        • RERA accounts
• Metra Trust Enterprise Account
• FIRST Booster & Advantage Account (Applicable till 31st May’24)
• Current Account- 10k, 25k, 50k, 100k (Discontinued)
• Freedom Current Account , Customisable Current Account & World Business Account (Discontinued)
• Dynamic Plus Business Account, Dynamic Plus TASC Current Account & Savings Account (Discontinued)
• Regular Business Account- 10K/Dynamic 10K Merchant Account (Discontinued)
• Regular Business Account 1 Lakh (Discontinued)
        • New Business Account (Discontinued)
• World Business Account- 25k, 50k, 1 lakh (Discontinued)
• Freedom World Business Account (Discontinued)

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