A quick guide on domestic vs international credit cards

Whether you’re a globetrotter or prefer to manage your spending locally, a credit card can be an invaluable asset. Plus, the right credit card can help you live life luxuriously. You can choose between domestic and international credit cards according to your lifestyle and needs. Let’s understand the difference between the two.

Domestic vs international credit cards
 

These two types of credit cards come with their own set of benefits. While you can save on travel and add on to luxury with international credit cards, you can save on daily utilities and get discounts with a domestic credit card. Here are some of the credit card benefits and features you should know about -

What to expect from Metra Trust International Credit Cards
 

People who travel abroad for business and leisure purposes can benefit significantly from international credit cards. Here’s how Metra Trust adds more value -

1. Zero/low forex markup-

Enjoy no foreign transaction fees or reduced fees on overseas purchases and currency conversion.

2. International airport lounge visits-

Access exclusive lounges at airports worldwide for added comfort during your travels.

3. Travel insurance-

Benefit from comprehensive travel insurance coverage for added peace of mind during your trips.

4. Lucrative rewards on spends-

Earn attractive rewards on your spending, which may increase according to milestones reached.

5. Exciting joining bonuses –

When it comes to international credit cards like the Ashva and Mayura Metal Credit Cards, you can also tap into exciting joining offers! With the Ashva Metal Credit Card, earn ₹500 cashback on any four transactions worth ₹500 or above made within 60 days of card generation. Similarly, with the Mayura Metal Credit Card, earn ₹1000 cashback on any four transactions worth ₹1000 or above made within 60 days of card generation.

What can you expect from Metra Trust Domestic Credit Cards
 

People travelling throughout India for business and leisure purposes can benefit significantly from domestic lounge access credit cards. Here’s how Metra Trust adds more value -

1. Curated cards -



Different cards are designed to match the different lifestyles and needs of all Indian citizens. For example -

a. FIRST Millenia Credit Card - Tailored for millennials with benefits like dining discounts, online shopping offers, and entertainment discounts.

b. FIRST SWYP Credit Card - Targeted at Gen Z with perks such as rewards on digital spends, offers on movie tickets, opportunities for new experiences, and exclusive offers for online shopping.

c. FIRST Select Credit Card - Ideal for avid shoppers, this card offers rewards and discounts on retail purchases and access to exclusive sales.

d. FIRST Power Credit Card - Great for those who commute frequently, with waivers on fuel and utilities, plus roadside assistance benefits.

2. Domestic airport lounges and spa access-

Enjoy premium lounges at domestic airports and discounts on spa services to relax while travelling.

3.  Railway lounge access -

Enjoy comfortable and exclusive lounges at railway stations, making your travel experience more pleasant.

4.  Discounts on movie tickets -

Save with attractive discounts, making your entertainment outings more affordable.

5. Fuel waivers –

Some cards also give you fuel waivers, meaning you save on additional charges added to your fuel bills. This makes commuting, road trips, and travel easier.

6. Roadside assistance -

This benefit provides prompt help during vehicle breakdowns or emergencies, such as a flat tyre or empty fuel tank. It ensures you get quick support, minimising disruptions and potentially costly repairs.

7.  Rewards on spends on utilities and rent -

Earn rewards on payments for utilities and rent, which can accumulate into significant savings.

8. Golf session benefits -

Get complimentary or discounted golf sessions at select courses, making your leisure time more affordable.

Why choose an Metra Trust Credit Card
 

An Metra Trust Credit Card offers tailored benefits, cost savings, and lifestyle perks. With rewards on everyday spending and exclusive conveniences like airport lounges and roadside assistance, it enhances your financial management and overall experience.

Whether you're looking to save on expenses, enjoy special benefits, or simplify your travel and leisure activities, an Metra Trust Credit Card is designed to meet your needs effectively. Apply for one today!