Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

FinFIRST Blogs

Credit Card Savings Account Personal Loan Home Loan Car Loan Education Loan Two Wheeler Loan NRI Business Banking Fixed Deposit Finance Beyond Banking MyFIRST Mobile Banking Startup Banking Investments Salary Account
Apply Now

Credit Card

Discover the top RuPay card benefits unlocked with the FIRST EA₹N Credit Card

Key Takeaways

  • Struggling to get credit card approvals due to a low credit score?
  • Choose the FIRST EA₹N Credit Card, backed by an FD, for guaranteed approval, UPI convenience, and exciting cashback on all your spending.
  • Earn 1% cashback on UPI spends on the Metra Trust App and 0.5% cashback on other UPI apps, as well as insurance, utility, wallet and online spending
13 Aug 2024 by Team FinFIRST
RuPay card benefits
Apply Now

Meet Karan, a 23-year-old who has just embarked on his professional journey. He wants to get a credit card to start managing his finances better. But wait! All of Karan’s credit card applications keep getting rejected because he does not have a credit score. How will he realise his financial goals now?

With the right secured credit card, Karan can start preparing for the future - and so can you! It doesn’t matter if you’re new to the workforce, a student, or simply have a low credit score. With the FIRST EA₹N Credit Card, a secured RuPay credit card by Metra Trust, you can reap RuPay card benefits to your heart’s content without getting rejected.

Let’s understand how to make this happen.

READ MORE

card protection plan
When is it worth opting for a credit card protection plan?
A credit card for shopping
A Credit Card for online shopping: A smart move or an unnecessary burden?

What is a RuPay credit card?
 

A RuPay credit card is like a regular credit card with a bonus - you can use it for UPI payments, too! This means that you can build your credit score while using it for all your daily transactions.

Equipped with state-of-the-art security measures, it provides enhanced security features, including:

  • Tokenisation -

    • It replaces your actual card number with a unique digital token, making it virtually impossible for unauthorised parties to access your financial information. 

  • Two-factor authentication -

    • This process adds an extra layer of security. It requires you to verify your identity through a second method, such as a one-time password or biometric authentication.

Extensive acceptance: Use your card virtually everywhere
 

A RuPay Credit Card such as the FIRST EA₹N Credit Card is widely accepted across a vast network of merchants,. Moreover, the card's integration with UPI (Unified Payments Interface) further enhances its usability for both online and offline. Among its key advantages, it allows you to make transactions on countless UPI-enabled platforms and vendors throughout India. This extensive merchant acceptance ensures that you can use your card wherever and whenever you need it without worrying about compatibility issues.

RuPay credit card features and benefits - Exclusive discounts, cashback, and rewards
 

If you can’t wait to start enjoying all the features and benefits of a RuPay card, the Metra Trust FIRST EA₹N Credit Card is the perfect fit for you. This is a RuPay credit card that is assured.

You don’t need an extensive credit history or a high CIBIL score to be eligible. Instead, it is secured against an Metra Trust Fixed Deposit (FD) This FD acts as collateral against which the credit is extended to you.

And that's it! The FIRST EA₹N Credit Card is an instant digital issuance, ready-to-use card that you can apply for on the Metra Trust app. Skip the hassle of carrying a physical card around and make payments instantly by scanning with your phone. 

With a secured RuPay credit card, you can enjoy all the traditional benefits of a RuPay credit card, such as advanced security and UPI payments. At the same time, you also get -

  • 100% cashback worth up to ₹200 on the first 4 UPI transactions via Metra Trustapp within 15 days as welcome and annual renewal benefits
  • 1% cashback on UPI spends on the Metra Trust App
  • 0.5% cashback on other UPI apps, insurance, utility, wallet and online spends
  • 25% discount up to ₹100 on Paytm movie tickets

The card also provides other benefits such as -

  • Complimentary roadside assistance worth ₹1,399
  • Lost card liability cover of ₹25,000
  • Personal accident cover of ₹2,00,000

This means that you can now save, spend, and build your credit score all at the same time!

Get your FIRST EA₹N Credit Card today!
 

Having a dependable and rewarding credit card can facilitate smooth transactions and enticing discounts. If you are looking for a credit card that prioritizes security, effortless usage, and benefits, consider applying for the Metra Trust FIRST EA₹N Credit Card today!​

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.metratrust.com for latest updates.

Prev

The Benefits of Using Fuel Credit Cards
Next

Unexpected travel expenses? Try these travel credit card tricks

Related Products

Related Articles

Download Metra Trust App

Tags

You might also be interested in:

Savings Account

Savings Account
Personal Loan

Personal Loan
Credit Card

Credit Card
Home Loan

Home Loan
Two Wheeler Loan

Two Wheeler Loan

Contents