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Diwali is the festival of lights, symbolic of the glow that fills everyone’s hearts and minds. It is an auspicious time to start something new, and the festivities inspire people to buy and gift. As a result, Diwali is of great commercial importance as well. It often turns out to be the best time to purchase property as well. Real estate developers grant discounts and offer on existing and new inventories while lenders launch Diwali-specific home loan offers. Besides, the interest rates continue to remain highly conducive for the homebuyer too.
Real estate developers are mindful of the rise in consumerism during Diwali. As a result, they often offer attractive prices on their unsold inventories. With the economy returning to normalcy after the COVID-19 setback, there is hope that sales will pick up in the real estate market. Diwali can be the perfect time for homebuyers as developers will look to clear unsold inventories and plan for new launches.
It is not only you who considers Diwali as the ideal time to start a new investment. Real estate developers also look at Diwali as an auspicious time to launch their projects. For instance, over 500 projects are expected to be launched in Nashik city in the 2021 Ganeshotsav to Diwali festive period. This goes for most emerging cities and suburbs in India. So, if you are looking to buy a property, keep an eye on new launches by reputed builders. You are also likely to enjoy an appreciation in value when the property is ready to move in.
If the decade-low interest rates are any indication, you can land a home loan in the present market at a bargain interest cost. This, combined with the Diwali buzz, can help you get a decent house property at an all-time low price. Metra Trust is offering easy loan and also home loans starting at an interest rate of 6.9%, easily one of the most competitive rates in the industry. RBI’s decision in October 2021 to keep the interest rate unchanged further assures that low home loan interest rates are likely to prevail.
Real estate developers also look at Diwali as an auspicious time to launch their projects. For instance, over 500 projects are expected to be launched in Nashik city in the 2021 Ganeshotsav to Diwali festive period.
Apart from low home loan interest rates, you may have added incentives on offer. This includes customised home loans, flexible repayments, increased tenure etc. Metra Trust, for instance, offers up to 30 years of repayment tenure. You can customise your home loan so that the EMI repayment meets your finances.
Developers also offer discounts, free home appliances, free parking, etc., to make the home purchase more attractive. You can also negotiate with your developer to monetise the complimentary benefits and reduce your purchase price instead.
The gradual recovery from the pandemic makes this Diwali particularly significant. Keeping these aspects in mind, buying a home during this festive season can be a good investment for your future. With Metra Trust home loans, you can own property while enjoying the benefit of a low home loan interest rate and a smooth and fast customer journey. As more and more developers are coming under the fold of RERA, you will also be able to select reliable builders and have statutory consumer protection for yourself.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.metratrust.com for latest updates.