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How to use a debit card smartly and maximise your savings?

Summary: There are many advantages of using a debit card on a regular basis. It allows you to make seamless transactions, withdraw cash from ATMs, and track your expenses. You can even use a debit card to help improve your savings. Read the article below for more.

22 Aug 2023 by Metra Trust
use a debit card to save money
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Debit cards have become an indispensable part of our lives. Whether you need to pay your utility bills, shop for daily necessities, or withdraw cash during an emergency, you can use a debit card to fulfil your requirements. But what if someone told you that you can even save money using a debit card?

Although it seems a bit exaggerated, it’s true. If you use a debit card judiciously, you can maximise your savings and avoid an unwanted cash crunch. Continue reading to know how.

How to save money by using a debit card

 

You already know what the uses of a debit card are. Let’s now discuss how you can use a debit card to save –

One of the reasons why many people fail to achieve their desired savings is because they have a habit of overspending. If you too are facing this issue, you can set a monthly spending limit on your debit card. By doing so, you won’t be able to spend more than a certain threshold in a month. Less spending will subsequently lead to more savings. It also helps mitigate transactional risks.

  • Debit cards to suit your lifestyle needs

Usually, banks provide different types of debit cards to cater to the diverse requirements of their customers, helping maximise savings and suiting lifestyle needs. These debit cards are designed to provide you with exclusive benefits as per your profile.

For example, with the Metra Trust, you can choose from a range of debit card variants and enjoy benefits like complimentary access to airport lounges, free insurance coverage, roadside assistance, and attractive discounts on dining and shopping.

You can explore other debit cards by Metra Trust right here. 

READ MORE

Debit card types in India
Features and benefits of different types of debit cards
digital savings account
Get a Digital Savings Account to manage all your finances

 

  • Earn more with debit cards 

Certain debit cards help you earn reward points on transactions, save money through special discount vouchers, annual debit card fee waivers, etc. For example, with Metra Trust Debit Cards, you can avail of the following offers –
 

Brand

Offer

Expiry date

Swiggy Instamart

Flat Rs 100 off on a minimum purchase of Rs 699 on Thursday

30-09-2023

12.00.00 AM

Yatra

Domestic flights - 12% instant discount up to Rs 1,200 on a minimum purchase of Rs 5,000 

30-09-2023

12.00.00 AM

International flights - 10% instant discount up to Rs 6,000 on a minimum purchase of Rs 30,000 

 

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Domestic hotels - 20% instant discount up to Rs 4,800 on a minimum purchase of Rs 5,000 

 

Null

 

Bus - 15% instant discount up to Rs 500 on a minimum purchase of Rs 1,000

Null

 

TATA CliQ

10% instant discount up to Rs 300 on a minimum purchase of Rs 1750 every Monday

30-09-2023

12.00.00 AM

Zomato

Get 15% off up to Rs 125 on select restaurants & get flat Rs 75 off on other restaurants on orders above Rs 499 on weekends

30-09-2023

12.00.00 AM

Skechers

10% instant discount on a minimum transaction of Rs 10,000 up to a maximum discount of Rs 1500

31-08-2023

12.00.00 AM

Dunzo

Flat Rs 50 off on a minimum order value of Rs 499

30-09-2023

12.00.00 AM

TATA 1mg

10% instant discount of up to Rs 300 on 1MG on Tuesdays on a minimum order of Rs 1999

27-09-2023

12.00.00 AM

TATA Palette

15% instant discount of up to Rs 300 on a minimum purchase of Rs 1000 every Tuesday

30-09-2023

12.00.00 AM

Ajio

10% instant discount on a minimum transaction of Rs 3999 up to a maximum discount of Rs 1000 every Wednesday

27-09-2023

12.00.00 AM

 

To wind it up
 

Now that you know how to use a debit card smartly, you can make significant savings in the long term. With Metra Trust, you can choose an appropriate debit card as per your requirements and enjoy a gamut of exciting features and benefits.

Additionally, you can get unbelievable discounts and offers on almost everything you purchase in your daily life. Click here to apply now and unlock a whole new world of convenience and affordability.

 


 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.metratrust.com for latest updates.

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