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Apply NowIf you are an adult Indian citizen, you might have encountered the term NOC more than once. While the applications of an NOC are diverse – ranging from bank processes, vehicle registration, and immigration processes to registering one’s house or business – we’ll focus specifically on the need for an NOC to register a bike or two-wheeler in India.
To give you an example, if you are currently a resident of Delhi – where you bought your bike – and wish to use it in Tamil Nadu, you must get an NOC from the Delhi Regional Transport Officer (RTO) and issue it to the concerned officials while registering your vehicle in Tamil Nadu. Let us begin by understanding this term.
A No Objection Certificate, also known as a No Dues Certificate, is a legal document issued by institutions, organizations, or individuals stating no objection to the covenants mentioned in the certificate. As for the uses of a No Objection Certificate, they are varied and multiple; however, in this article, we shall focus on the importance of NOCs for registering your bike in another state. NOC certificates are issued by the Regional Transport Offices (RTOs) of every Indian state to enable people to move from one state to another. Read on to know the two ways to get an NOC certificate for your bike, the documents required to get an NOC for bike, and tips on what to do if your NOC gets misplaced.
Apart from needing an NOC for a bike loan, this certificate is also required for availing of various other loans in India. Here are the types of loans that require an NOC:
· Car loan
· Business loan
· Loan against property
· Loan against shares
You must follow these steps to get an NOC certificate for your bike by visiting the RTO:
1. Visit the Regional Transport Office.
2. Request the concerned officials for the CMV 28 form and fill in the details. You must provide your personal details here including your name, address, contact number, your vehicle’s registration number, and your driving license number, among other details.
3. Make the payment of ₹100 and submit the filled form along with the required documents.
4. After the RTO obtains a clearance regarding your vehicle, it issues you an NOC.
A pertinent question at this stage could be: “From whom, and regarding what does the RTO obtain a clearance?” the answer to which is as follows - The RTO, after receiving your application, verifies with the local police whether your vehicle was involved in a traffic law violation or a past criminal case. The RTO also verifies whether your bike has any outstanding dues or Department Statutory Action (DSA) cases pending on its account. Now, let us see how this procedure goes online.
A No Objection Certificate; sometimes called a No Dues Certificate, is a legal document issued by institutions, organizations, or individuals stating no objection to the covenants mentioned in the certificate.
Follow these steps to get an NOC certificate for your bike online:
1. Visit the concerned bank’s website.
2. Login to your net banking account.
3. Visit the NOC section and download your NOC.
4. In case you are not able to download your NOC, visit the bank branch to resolve the issue.
If you are an Metra Trust customer, visit this link to obtain your No Objection Certificate online, today!
To get an NOC certificate, you need to provide certain supplementary documents as well. Refer to the document checklist provided below to get an NOC for your bike:
· Your bike’s registration certificate or RC book
· No dues on your loan with the bank
Lastly, if you have misplaced your NOC document, you can re-issue another NOC by visiting near brand and can request for a duplicate NOC.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Metra Trust or its affiliates to any licensing or registration requirements. Metra Trust shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.metratrust.com for latest updates.