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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Kisan Credit Card Fees & Charges

Kisan Credit Card

Charge Type Description of Charges Charges / Fee Amount
Interest Rate(Per Annum)   11.00% to 15.00%
Processing Fee   Upto 2%
Annual Maintenance Charges / Supervision Charges   Rs. 800 + GST per proposal annually for all CC/OD accounts during October
Penal Charge   2% P.A
NOC/ No-dues certificate   NIL
Stamp Duty and other statutory charges   At actuals, as per applicable laws of the state at the time of loan processing
Legal / Technical Charges   As per Actual
Incidental/ Collection/ Legal / Repossession charges borne by the bank   -
Cheque Book Charges   Free
Collections Local Cheque Deposit Free
Cheque deposited in home branch
for clearing in same location		 Free
Outstation cheque deposit Free
Fund transfer (between home branches) (Online / through branch) Free
Payments DD / PO– Payable at home and correspondent bank location Free
DD - Duplicate issuance / Cancelation / Revalidation Free
NEFT Free
RTGS Free
IMPS Free
Cash Transactions Cash deposit - Home and Non-Home
location
 Free
Cash Withdrawal - Home and Non-Home location Free
Other features Stop payment (Single cheque) Free
Stop payment (Series cheque) Free
Cheque return (Inward) for financial reason Free
Cheque return (outward) home location Free
Cheque return (outward) other location Free
Cheque Bounce Charges Rs.500 + GST
Cheque Swapping Charges -
ECS Returns Free
CIBIL report copy charges NIL
Repayment schedule charges Free on half yearly frequency. Rs. 100 on adhoc request
Debit Card Issuance, Annual Charges & Replacement Free
Cash Withdrawal (ATM's) Home Network Free
Cash Withdrawal / Balance Inquiry at Other ATMs within India Free
POS Limit on Debit Card Rs. 1,00,000
Daily withdrawal Limit Rs. 50,000
  Account Closure Charges NIL
  Loan Cancellation charges (After Disbursal) Rs.1000
  Foreclosure Charges* NIL
  Duplicate NOC Rs.500+GST

 

*All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable. The services accounting code would be provided by Metra Trust and shall be binding on customer Debit Card.

GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.

Charges for Rural Banking SOC

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