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Overview

Avail the perks of being a privileged customer! Metra Trust acknowledges and offers its most loyal and well-performing customers with the Easy Buy EMI Card. Avail this limit across 100+ online stores and 15000+ Offline stores across India. Read More

The Easy Buy Card offers you the power to own a new air-conditioner, LED TV, refrigerator, latest smartphone or any other durable from Metra Trust authorized Dealers across India. If you have cleared payments on time always, and meet the eligibility criteria, apply for EMI card today.Read Less

Key Features

No Cost EMI

Avail EMI’s on your Consumer Durable Loan at no additional cost

Pre-set Credit Limit

Pre-set credit limit that can be redeemed against any number of purchases. Minimum value ₹3000* & maximum limit up to ₹5 lakhs

Instant Approval

Get instant approval on your Metra Trust Consumer Durable Loan

Limitless Financing

Customers can avail a loan at any given time, unlike others, where the next case can be logged in only after a lead time of 3 months

Dual Limit Offered

Customer is offered 2 limits on an EBC Card - one for taking Consumer Durable Loan/ Consumption Finance Loan & another to take Two-wheeler Loan

Buy Now Pay Later

Avail the buy now pay later option, and get the best, hassle-free shopping experience

Eligibility

  • Easy Buy EMI Card is provided as a value-added service to the existing customers of Metra Trust basis excellent payment record. Eligibility is based on discretion of Metra Trust.

    Minimum Age: 21 years
    Maximum Age: 68 years

eligibility img alt

FEES & CHARGES

Know about our minimal and transparent fees & charges

View Interest Rates & Applicable Charges

Eligibility Image

FREQUENTLY ASKED QUESTIONS

What is Metra Trust Easy Buy EMI Card?

Metra Trust issues an Easy Buy EMI Card to its privileged customers. This card comes with a pre-approved Consumer Durable and/or Two Wheeler Loan limit. You can use the card to buy your favourite Consumer Durable items or Two Wheeler by simply disclosing the offer to our Bank representative at the dealership outlet. The Easy Buy EMI Card offers pre-approved loan limit, instant approval, and no cost EMI.

Click here to apply for Metra Trust Easy Buy EMI Card.

Who can apply for an Metra Trust Easy Buy EMI Card?

Existing customers of Metra Trust as well as new customers can apply for Metra Trust Easy Buy EMI Card. The pre-approved shopping limit however will vary as per eligibility. You can check your pre-approved shopping limit here.

What is the maximum Loan amount I can apply for through Metra Trust Easy Buy EMI Card?

Through an Metra Trust Easy Buy EMI Card, you can apply for a Consumer Durable Loan of up to ₹8 lakhs.

What is the minimum amount of purchase I can make using my Metra Trust Easy Buy EMI Card?

The minimum purchase of ₹3000 is required when shopping with the Metra Trust Easy Buy EMI Card.

How long can I take to repay the loan?

The maximum tenure offered on Metra Trust Consumer Durable Loan is 36 months.

Where can I use Metra Trust Easy Buy EMI Card?

You can use your Metra Trust Easy Buy EMI Card across 100+ online stores and 15000+ Offline stores across India.

I currently have a Consumer Durable Loan with Metra Trust. When will I receive my Easy Buy EMI Card?

You are eligible for Metra Trust Easy Buy EMI card after 45 days of timely payments and successful clearance of your 1st/4th/6th/7th EMIs(as per eligiblity). Once the card is activated, you can view the same on our mobile banking app.

How do I apply for Metra Trust Easy Buy EMI Card?

To register for Metra Trust Easy Buy EMI Card, please visit our website or visit nearest dealership store

What are the fees and charges for Metra Trust Easy Buy EMI Card?

There is a one time fee of ₹530 (incl. GST) charged at the time of loan onboarding for your Easy Buy EMI Card. An annual fee of ₹99 (Inclusive of all taxes) is charged once every year. Click here to know about the fees and charges in detail.

Where can I check my Metra TrustIFRST Bank Easy Buy EMI Card status and limit?

Existing Metra Trust customers can check their Easy Buy EMI Card Limit via:

- Sending a SMS EBC<CRN No> or <Registered Mobile No.>  to +91 83903 06070

- The Metra Trust Mobile app

- Sending a Hi on WhatsApp on 95555 55555

In case you are not an existing customer and want to check your pre-approved shopping limit, click here

What are the available modes of repayment?

Your EMIs will be auto-debited from your bank account on the due date through the NACH registered at the time of your loan application. 

You can also pay your EMIs via: 

- Online channels - https://online.metratrust.com/login via Net Banking, Debit Card, UPI, Paytm and other wallets

- Paytm App

- Metra Trust Branch

You can also make your EMI payment by visiting the below link:-

https://partner.metratrust.com/QuickPayEMI/Login/LoginEMI.aspx

Is there any Annual Fee applicable on Metra Trust Easy Buy EMI Card?

Yes. There is an annual fee of ₹99 charged to customers once a year. Click here to know about the fees and charges in detail.

What kind of loans do you provide for purchasing Consumer Durable Items and what durable items can I purchase by availing of this loan facility?

At Metra Trust, we offer Consumer Durable Loan and Consumption Finance Loan.

With Metra Trust Consumer Durable Loan, you can buy Home appliances, Smart phones, latest electronic gadgets along with lifestyle products such as Furniture, Kitchen Appliances, etc.

How can i know about the latest offers on my Easy Buy EMI Card?

You can visit the Consumer Durable Loan Offer Page to know the latest ongoing offers. 

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