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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on +44 7831 065557 or visit the nearest Metra Trust branch for further queries.

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Categories > Charges/EMI Related

Are there any charges if I cancel any credit card transaction that was converted to an EMI?

Yes, EMI cancellations have a foreclosure fee of 3% + GST on the  principal outstanding amount. Additionally, pro-rated interest will be charged from the post EMI presentation date to the foreclosure date + GST.

Are there any EMI conversion charges on my Metra Trust Credit Card?

Yes, EMI conversion will incur the below charges:

  1. A one-time processing fee of Rs. 99 or 1% of the transaction amount (whichever is higher) + GST
  2. Interest of 18% p.a. (reducing rate) + GST.

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